Recent comments

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    I like you on facebook

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    Who doesn't love online banking? It's so easy to see what's going on in your account with very little effort

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    I use online banking. It's quick and easy and a lot more convenient than dealing with the bank in person.

  • Occupy Wall Street, the 99%, and All That   14 years 31 weeks ago

    I guess you’re right Mr. Brewer. Anything that Iran’s chief mullah, Ayatollah Seyyed Ali Khamenei, the government of China, Hugo Chavez, the American Nazi Party, the Socialist Party USA and the Communist Party USA agree on as being a good idea must be good for everyday Americans.

    What could possibly be wrong with that…..

  • 6 Tips to Shrink Your Bills Every Year   14 years 31 weeks ago

    I knocked 15% off my cable bill for a year by talking to customer retention and saying I wanted to cancel because it wasn't worth the money. It's not exactly something I'd mark in my calendar every year but I do know some people who call on a somewhat regular schedule to take advantage of customer retention discounts.

  • 6 Tips to Shrink Your Bills Every Year   14 years 31 weeks ago

    I've never actually sat down to do an annual audit, but I look at my finances on a weekly basis. It does make sense to sit down once a year to check for better deals on car and health insurance. I'm scheduling this today!

  • 6 Options if You're Underwater on Your Mortgage   14 years 31 weeks ago

    Sounds exactly like my situation. No help. I can afford it and will be able to, but i now have to drive 50 miles each way to work. With these gas prices? The gas is still cheaper than the 40-60k loss i could not afford by selling the house. I dont even bother contacting the banks. Should i?

  • Make Your Own Moon Sand, Dirt Cheap   14 years 31 weeks ago

    You can use packets of Kool-Aid (without the sugar) and it makes it smell good as well as coloring it and i like your post very much.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    Yes. I don't think I've wrote a check in 5 years. I have all my bills drafted right out of my checking account so they're never late and just pay any credit card bills in full each month on-line.

  • 5 Unexpected Uses for Oats   14 years 31 weeks ago

    It's sort of the same as Shake n Bake, but I also like using oats in other places where breadcrumbs would be used, like in veggie burger recipes.

  • Best Money Tips: Ways for Kids to Save Money   14 years 31 weeks ago

    Adding this to my reading list for today! Always enjoy your roundups!

  • Extreme Couponing? 5 Reasons Why I’ll Pass.   14 years 31 weeks ago

    anyone working for the show or who is also an Extreme Couponer would say that..... not that I think you are but this is Extreme Couponing and your story is not extreme...... and if the show is staged all the points people are making are still valid because the show does not have any stories on it like yours all of them are the same thing..... and even if it is staged that still means that someone is taking all the stuff from the shelf and someone else could still need it but not an individual is doing this a whole cast and crew of a big tv show unless they put it back later.

  • You Are What You Do: 16 Ways to Improve Your Body Language   14 years 31 weeks ago

    I've heard thsese topics in the Conference at Montreal last July. This is absolutely usefull, for all moments!

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    I use it a few times a week to check my balance, transfer money, and pay my credit card bills. It's great.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago
    yes

    yes

  • Bar Stool Economics   14 years 31 weeks ago

    He will go to Singapore and pay a 7% corporate tax, no capital gains tax, and at the very most 20% income tax. He will also be welcomed with open arms.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    Kind of I use online credit unioning, which is the same thing.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    We've been using online banking for many years. While the bill goes to my online banking, I always make sure that I approve each transaction, just in case there is a billing error. Make sure to check those statements, don't just blindly pay. We use a credit union, and I download our information about once a month to Quicken. It's so much easier to keep track of spending (and saving!) this way.

  • Turn brass pennies into gold.   14 years 31 weeks ago

    Pennies minted before 1982 are mostly copper with a few dabs of zinc. But this was rather expensive so after 1982, pennies were now minted with the majority of zince with an outside coating shell of Copper.

  • Extreme Couponing? 5 Reasons Why I’ll Pass.   14 years 31 weeks ago

    I know this is an old article, but I just have to comment for any new readers who may come across it as I did. I also apologize because this ended up being a long post!

    First of all - people should realize that the show is STAGED. The reason you see tons of mustard and noodles being bought is because the show asks them to get the highest total possible and get the biggest savings. The stores also waive their usual coupon policies to make it look even more incredible. So, the couponer has to use coupons they have and match them with whatever is the best deal at that week - it doesn't reflect their typical purchases.

    What worries me about an article like this is that it gives people the idea that ALL couponing is bad. (And that anyone seen at the store with a binder is just a greedy hoarder.)

    I was one who thought coupons were a waste of time and that you could only get junk food or waste money on stuff you'd otherwise never buy. But after taking a severe reduction in my income and having a pre-schooler at home, I was running 2 small businesses from home (I'm not a stay-at-home-mom, I'm a work-from-home-mom) and looking for ways to supplement our income. I took a part-time job at our small town Walmart, but in order to not have to pay for childcare, that took me away from my family evenings and weekends - all for about only $800 a month additional income.

    I realized we were spending about $800-$1,000 a month on groceries and household supplies, so I decided that couponing could be my way to contribute to the household finances. I have managed to get our budget down to $200 a month. Now, I can stay home with my pre-school daughter and be home when my grade-school daughter and husband come home. I spend $7.50 a week on 5 newspapers. I spend about 1-2 hours per week planning meals, making my shopping list and matching coupons to sales and then about 1 to 1 1/2 hours in the store (less if I don't have the kids with me.) I do spend extra time on couponing than most, because I also run a couponing blog and Facebook for my friends and family to learn about deals that week, since I have the time and they don't. I usually buy no more than 5 of each coupon item, because my store limits to 5 doubled coupons with a minimum purchase of $25 before coupons - so I never clear shelves unless there are only 5 left! But I have managed to grow a significant stockpile after only 8 months of dedicated couponing.

    If you saw just one week alone of my shopping list, you would wonder how I make a decent meal out of it, but add up several weeks worth of shopping and you'd know I already have boneless, skinless chicken breasts, ground turkey, turkey bacon and sausage, tuna, butter, cream cheese, vegetables, potatoes, pasta, canned soup (for cooking), spice mixes, cereal, canned tomatoes and tomato sauce, sour cream, granola bars, oatmeal, bagels, yeast, crackers, fruit snacks, milk, creamer and eggs at home in the freezer and pantry that I bought for 50% - 70% off combining sales with coupons. This week I bought $106 worth of items for $53 (including 5 bottles of Bayer Chewable Aspirin I got for free with coupons) for 50% savings - better than I could have done at discount stores like Walmart or Aldi. I didn't need to buy a lot of meal items because I already had what I needed in the pantry and freezer. I spent exactly 1 hour in the store and did 3 small transactions. I make my own recipes, so I don't buy pre-packaged, boxed or frozen, processed foods. Dinners always include a low-fat protein, a healthy vegetable and a starch (potato, pasta or rice.)

    So, if done right, couponing doesn't have to take a lot of time and you don't need to buy 100's of items or buy coupons to save a lot of money. And for some of us, couponing replaces the need to get another part-time job. Please don't assume that all couponers are obsessive hoarders like some of those seen on that staged show or read articles like this and assume that couponing is a waste of time for everyone. It really does save REAL people a LOT of money!

  • Want to Get Hired? Be Memorable.   14 years 31 weeks ago

    You beat me to this. I volunteered at a renaissance faire which always gets comments at interviews. It's also great when you've been out of work for a couple of months and someone asks what you've been doing since then to be able to say you've been volunteering at a food pantry or animal shelter.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    I definitely use online banking! I would think that most people do!

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    We use online banking, b/c it is easier to check our balance at any time.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    For savings only. I use a community bank so I see no real advantage to online checking.

  • Ask the Readers: Do You Use Online Banking?   14 years 31 weeks ago

    absolutely!