My digital camera is the best thing I ever bought! Its the only device I've ever used that can actually make time stand still and capture all my favorite and most important memories both yesterday and today
By far, the best thing I have ever bought was my first computer. In order to buy it, I got my first real job at 16 at a convenience store. I saved every penny. After a summer's worth of work, I had enough to buy a Compaq Presario. While it wasn't the world's best machine, it got me connected to the Internet and a whole world of music that I hadn't previously experienced. Today, I can't imagine life without a computer.
You have to match the amount of sugar to the kind of yeast yeast. If you use baker's yeast, there's no point in adding extra sugar beyond the recipe provided in the post—the yeast will just die when the alcohol content gets too high, leaving behind wasted sugar.
If your yeast can survive double the alcohol level, you can add twice as much sugar. For moonshine, that may save a little time and energy at the distilling stage, but probably not enough to pay for the fancy yeast. (And the result, after distilling, would be about the same.) For wine, though, it's very reasonable—baker's yeast would top out with your wine still pretty weak.
Wallace
I got the yeast from the beer supply store. I don't know the brand, sorry. The more sugar you use, the more alcohol you get. It is a direct connection and exchange. I would save a little yeast and grow that in the fridge.
The books sounds great, the universe does look like an atom, though.
Nice thought about gee yu should have put 20% down,
We put 20% down fixed 30 year, 5.375% and the value houses here has dropped 56% from the builders cost, with another 10% drop expected here this year!
$200,000 to build in 2003 and our house is now is worth $125,000.
Even with the 20% down that is a mortgage of $160,000.
That is still a balance due of $144,000. To sell the house requires usually about the mortgage+10% in costs so it would take $158,000 to walk away owing nothing. So selling for the $125,000...leaves a balance due of $33,000.
YOU tell me. When my house is worth less than $100,000 next year and I still owe $141,000 meaning I need about $155,000 still to get out clean and now a $55,000 gap.
Why dont I walk? Deficiency state. Get rid of that and I am gone. I have to move my family for my job. There is no one to rent to here because of all the investor rentals, unless you want your house used as a drug house.
I received that free Gillette Fusion deal from You Tube a while back. I had just gotten back from the store, where I did NOT buy the replacement blades because they were so expensive. That's when this article popped up in my email. Thank you! I have not had to resort to spending the money on new blades or buying cheap disposables. It REALLY works! ;)
What I do is I always watch in great detail whenever I have a professional come to the house to repair anything. I ask him a ton of questions and more often than not, I gain enough knowledge to where I could do the repair myself if and when it occurs again.
Great advice but tough to keep up with I think as you get older. 15 years on from graduating, it get harder to pursue all interests and keep up with learning and being active. In particular when job and family commitments ebb away more and more of the week. Though starting young and being realistic with your expectations the key.
Also taking your time in finding what you want to do after you gradaute before you commit will save you a lot of time and headaches later. If you do commit and decide that the career you chose is not right for you, make up your mind early. It get harder as time goes on.
In helping my sister-in-law find her way I find the Internet a better source of information in deciding on the best course than in my day. Sites like http://targetjobs.co.uk/careers-advice/career-clueless provides some sort of perspective for the clueless graduate job seeker.
I've got my home up for sale FSBO. I paid $300 to get it on the MLS, which unfortunately is the only way to go. Of the 22 showings we've had in the past 40 days, only 1 came from a non represented buyer. I spent a few hours putting a web site together, and a couple hours with photos and listing details. Buyer's agents show the house, so you don't need to be present for that. We've had two offers to date, but nothing high enough for us to bite.
There is also another free alternative: simplechecking.net. Very new and has most of the features that the average home user needs for personal finance.
@Matt Congratulations on paying off your mortgage! That being said, your house does not kick off cash flow unless you are renting it out so I am not sure about your statement: "imagine how I feel knowing I have a good 30 years of enormous cash flow in front of me" - I can imagine you do feel pretty good and you should because that is a great accomplishment but personally I would feel much better having an asset that was income producing to my name as opposed to a house that even when paid off still only costs you money and doesn't make you money.
If I take your statement to mean that you are counting on your future earnings as significant cash flow then that very well could be true but it could also just as easily not be true if you lost your job, became disabled, etc.
All this to say that paying off your house early does not create cash flow for you necessarily (although it does free up your earnings from other areas to divert into other things besides making mortgage payments) and I would much rather make my money work for me by buying appreciating and/or income producing assets rather than paying off a possibly stagnating or even depreciating asset that does not generate income (a house).
Good lord you are a wealth of knowledge!
I have not read the book, but will put it on the 'to do' list. Currently I'm on 'The Universe in a Single Atom' ... but that's way off topic. I wasn't too concerned about the news story though, but for the most part, always pay in cash. But thanks for the tip... Haha...
I actually ordered a packet of some kinda yeast earlier today. Supposed to be up in the low 20% return. I was shocked though, the recipe called for 4.7 gallons of water and 23 lbs of sugar. Thats a dang ol lotta sugar!
If you don't mind sharing, what brand yeast are you using?
My food processor. I wasn't sure if I would use it very much, but I use it all of the time!
My digital camera is the best thing I ever bought! Its the only device I've ever used that can actually make time stand still and capture all my favorite and most important memories both yesterday and today
Best purchase is my computer: Met my husband, info & resources galore, free long distance voice chats with family, ...
My wii! Frivolous, but it has provided endless hours of wholesome entertaintment for my family.
By far, the best thing I have ever bought was my first computer. In order to buy it, I got my first real job at 16 at a convenience store. I saved every penny. After a summer's worth of work, I had enough to buy a Compaq Presario. While it wasn't the world's best machine, it got me connected to the Internet and a whole world of music that I hadn't previously experienced. Today, I can't imagine life without a computer.
My computer :D
I have an Ortho "Dial a Spray" - What setting should I use for a per gallon ratio?
You have to match the amount of sugar to the kind of yeast yeast. If you use baker's yeast, there's no point in adding extra sugar beyond the recipe provided in the post—the yeast will just die when the alcohol content gets too high, leaving behind wasted sugar.
If your yeast can survive double the alcohol level, you can add twice as much sugar. For moonshine, that may save a little time and energy at the distilling stage, but probably not enough to pay for the fancy yeast. (And the result, after distilling, would be about the same.) For wine, though, it's very reasonable—baker's yeast would top out with your wine still pretty weak.
Wallace
I got the yeast from the beer supply store. I don't know the brand, sorry. The more sugar you use, the more alcohol you get. It is a direct connection and exchange. I would save a little yeast and grow that in the fridge.
The books sounds great, the universe does look like an atom, though.
Nice thought about gee yu should have put 20% down,
We put 20% down fixed 30 year, 5.375% and the value houses here has dropped 56% from the builders cost, with another 10% drop expected here this year!
$200,000 to build in 2003 and our house is now is worth $125,000.
Even with the 20% down that is a mortgage of $160,000.
That is still a balance due of $144,000. To sell the house requires usually about the mortgage+10% in costs so it would take $158,000 to walk away owing nothing. So selling for the $125,000...leaves a balance due of $33,000.
YOU tell me. When my house is worth less than $100,000 next year and I still owe $141,000 meaning I need about $155,000 still to get out clean and now a $55,000 gap.
Why dont I walk? Deficiency state. Get rid of that and I am gone. I have to move my family for my job. There is no one to rent to here because of all the investor rentals, unless you want your house used as a drug house.
I received that free Gillette Fusion deal from You Tube a while back. I had just gotten back from the store, where I did NOT buy the replacement blades because they were so expensive. That's when this article popped up in my email. Thank you! I have not had to resort to spending the money on new blades or buying cheap disposables. It REALLY works! ;)
Thank you so much!
Additionally,
What I do is I always watch in great detail whenever I have a professional come to the house to repair anything. I ask him a ton of questions and more often than not, I gain enough knowledge to where I could do the repair myself if and when it occurs again.
Great advice but tough to keep up with I think as you get older. 15 years on from graduating, it get harder to pursue all interests and keep up with learning and being active. In particular when job and family commitments ebb away more and more of the week. Though starting young and being realistic with your expectations the key.
Also taking your time in finding what you want to do after you gradaute before you commit will save you a lot of time and headaches later. If you do commit and decide that the career you chose is not right for you, make up your mind early. It get harder as time goes on.
In helping my sister-in-law find her way I find the Internet a better source of information in deciding on the best course than in my day. Sites like http://targetjobs.co.uk/careers-advice/career-clueless provides some sort of perspective for the clueless graduate job seeker.
Getting my dog, Dash. His high adoption fee was worth the lifetime of love and companionhip he's given me!
my iPhone 4. Acts as a laptop replacement, and with multitasking, it's even more useful. Replaced my 3G (which I sold to buy the 4).
I've got my home up for sale FSBO. I paid $300 to get it on the MLS, which unfortunately is the only way to go. Of the 22 showings we've had in the past 40 days, only 1 came from a non represented buyer. I spent a few hours putting a web site together, and a couple hours with photos and listing details. Buyer's agents show the house, so you don't need to be present for that. We've had two offers to date, but nothing high enough for us to bite.
I spent $0.25 on a CRC Mathematical Handbook when I was in early high school. I used to all the time in college and still regularly at work.
A rune set from a little store by the beach where we were vacationing. We got the idea to make our own, and started our own business!
There is also another free alternative: simplechecking.net. Very new and has most of the features that the average home user needs for personal finance.
My little $60 "mutt" from the Humane Society. She became one of my best friends and has brought so much joy to me the 6 years of her life!
Our new and affordable first home. It's a joint effort and responsibility that keeps me and my husband together. Perfect to raise our family
@Matt Congratulations on paying off your mortgage! That being said, your house does not kick off cash flow unless you are renting it out so I am not sure about your statement: "imagine how I feel knowing I have a good 30 years of enormous cash flow in front of me" - I can imagine you do feel pretty good and you should because that is a great accomplishment but personally I would feel much better having an asset that was income producing to my name as opposed to a house that even when paid off still only costs you money and doesn't make you money.
If I take your statement to mean that you are counting on your future earnings as significant cash flow then that very well could be true but it could also just as easily not be true if you lost your job, became disabled, etc.
All this to say that paying off your house early does not create cash flow for you necessarily (although it does free up your earnings from other areas to divert into other things besides making mortgage payments) and I would much rather make my money work for me by buying appreciating and/or income producing assets rather than paying off a possibly stagnating or even depreciating asset that does not generate income (a house).
Zorcy,
Good lord you are a wealth of knowledge!
I have not read the book, but will put it on the 'to do' list. Currently I'm on 'The Universe in a Single Atom' ... but that's way off topic. I wasn't too concerned about the news story though, but for the most part, always pay in cash. But thanks for the tip... Haha...
I actually ordered a packet of some kinda yeast earlier today. Supposed to be up in the low 20% return. I was shocked though, the recipe called for 4.7 gallons of water and 23 lbs of sugar. Thats a dang ol lotta sugar!
If you don't mind sharing, what brand yeast are you using?
My bread-maker. We use it all the time to make bread, rolls, pizza dough, etc. We use it to throw pizza parties, etc. Fun and healthy!