Recent comments

  • Long Hours and Other Employer Demands   15 years 42 weeks ago

    As a RN because the staffing is so short i may have to work more than my 12 hours to finish up. not only do i need to do things for the patient but i also do not want to put my nursing license at stake. denise

  • Cut-Rate Condiments: Homemade Mayo   15 years 42 weeks ago

    Homemade mayo doesn't have to take forever; I use my blender, and as long as you drizzle in the olive oil slowly, it comes together in less than a minute.

    I like to make a vegan version that requires only bread crumbs, lemon juice, and some olive oil, to which I add garlic and salt for flavor. It's a great way to use up stale bread.

    Squeeze two lemons and soak two cups of bread crumbs in the juice. In a blender or food processor, blend up 1-5 cloves garlic. Add bread crumb mixture and drizzle in 1/2 to 2/3 cup olive oil. Blend until creamy.

  • 64 Funny, Inspiring and Stupid Money Quotes From Famous People   15 years 42 weeks ago

    "Formal education will make you a living; self-education will make you a fortune." - Jim Rohn

    It's uncommon to have one without the other!

  • How to Split Food Expenses With a Significant Other   15 years 42 weeks ago

    When my boyfriend and I moved in together we opened a joint checking account simply to deal with household expenses. (We maintain our own bank accounts and finances.) Each month, each of us transfers a set amount of money to the account (in our case it's equal, but if others want to have one person paying more that would work too). Then we use our bank debit card to pay for our groceries, and all our household bills, rent, cable, utilities, are paid from that account. We also have a little jar of cash for the odd cash purchase. The system works really well for us.

  • 6 Unique Ways to Eat Watermelon   15 years 42 weeks ago

    Great ideas! They all sound delicious!

  • 5 Free Wesabe Alternatives | Goodbye Wesabe   15 years 42 weeks ago

    Umm... since when is Excel free!? It's part of a very expensive proprietary software package - and before you say it comes pre-installed on many computers, the software is factored into the price. Free would be something such as OpenOffice or Google Docs.

  • 5 Free Wesabe Alternatives | Goodbye Wesabe   15 years 42 weeks ago

    Hi guys!
    I am very, truly sad about Wesabe going away. I have been using it for over two years now and it's become part of my life.
    Last week I spent quite some time testing other alternatives. Since I don't live in the US, I can't use Mint.com. So it was a little bit harder for me.
    I finally found https://money.strands.com/
    It's free and is very much like Wesabe. You can automate accounts or add transactions them manually, your accounts can be in any bank, even if your bank is nos listed (unlike Mint.com) and you can also set different currencies (US dollars, Euros, Colombian pesos, Venezuelan bolivars, and so on).
    I am still trying it, but I think it will remain as my replacement for Wesabe.
    I hope it helps!

  • Ask the Readers: What Makes You a Cheapskate?   15 years 42 weeks ago

    Forgot to add that I do alot of couponing, reuse, make gifts , gardening and growing our own vegies and bake bread. Never go to movies or anything that costs money.

  • 5 Free Wesabe Alternatives | Goodbye Wesabe   15 years 42 weeks ago

    This isn't a particularly useful list for anyone outside of the US. I am surprised you didn't mention MoneyStrands - which to me seems to be a very good alternative, if not upgrade, from Wesabe.

  • 5 Free Wesabe Alternatives | Goodbye Wesabe   15 years 42 weeks ago

    Something Wesabe lacked for me, was budgeting capabilities. http://budgety.net/ is my solution to that.

  • Ask the Readers: What Makes You a Cheapskate?   15 years 42 weeks ago

    Would love to have this book. Something older people never seem to talk about, our insurance has just increased $69 per month (the older you get the higher the premiums are for supplemental insurance) and even my frugal ways are not going to stretch that far. Utility bills recently increased also. So, the older you get, the less money you have for the necessary bills without any increases. Both my husband and I are 74 and our parents lived into their late 90's.

  • How Not to Buy Too Much   15 years 42 weeks ago

    Hey nice post! I feel the best way to avoid spending too much is having a proper budget. Before making any purchase ask yourself, "do I really need to buy it?" this way you can avoid impulse buying behavior and save lots of cash.

  • How to Make Moonshine   15 years 42 weeks ago

    Gator,
    Almost lost your post. They do not flow very well. Unless it was the immediate post, I would not post on anything older. As far as the Kool Ade. I would not ferment with it. It is not a real fruit. It is more along the lines a list of chemicals designed to trick your nose and tongue to believe it is. They can interact adversely with the fermentation. They could also separate during distillation and come out only a single chemical that reacts with alcohol in an unexpected way. You could just use the Kool Ade pack to make 2 quarts of Alco Ade. Mix it up at the end. It could still give you some adverse effects. But should be no worse then using Kool Ade for making mixed drinks at that point.

  • Generic Drug Price Lists For Six Major Pharmacies - Updated   15 years 42 weeks ago

    If co-pays are more expensive than their price the store typically doesn't run the prescription through insurance and you just pay what the pharmacy charges. The only downside to this is if you need to have the prescriptions run through insurance (for meeting your out of pocket expenses to get out of the doughnut hole, for example).

  • Top 5 Ways to Hustle Free Drinks   15 years 42 weeks ago

    Great fun! It's also important to realise that how you present these is very important- don't appear too cocky, but do it with a sense of fun and seem a little unsure of the outcome until the money is on the table!

    http://www.squidoo.com/win-cash

  • Dealing with Nasty Debt Collectors   15 years 42 weeks ago

    I know this because an ex of mine had an accident that got him hospitalized. I put my name on the paperwork as an emergency contact - and when he didn't pay the bill, they came after me even though I wasn't responsible in any way for the bill. The first few times were really bad - they said I'd signed something that made me responsible for the bill, that I had to get them a credit card number that day or they'd go after my credit report, and worse. Then the next time I didn't get upset, just said that that was fine - if they paperwork that I'd signed that made me responsible, they could mail it to me in a certified letter, and I'd be glad to pay them, otherwise, they should stop calling me.
    =====================================
    Credit Card Tips

  • How (and Why) to Buy Life Insurance   15 years 42 weeks ago

    I am extremely happy that I visited this site today. Its and interesting blog with useful and relevant information. Its not often that you find sites with such relevant information to what you are searching for. term life insurance vs whole life insurance

  • 5 Steps Toward Financial Independence   15 years 42 weeks ago

    Knowing your expenses is especially true when it comes to monthly fees. Too often we get sucked in to buying services or products because of their low monthly fees, but those monthly fees defiantly add up. Monthly fees usually chip away at whats left over at the end of the month, further hampering our ability to control our expenses and add to our savings.

    Dynamite Resume

  • Are Your Financial Habits Just Bad?   15 years 42 weeks ago

    Living below your means is admirable, but it seems most people have trouble even living at their means. I remember reading a report during the pre-recession era when the real estate boom was still humming along, that the national savings rate was negative. This means that not only are people not saving anything, but that they are spending more then they got. It was obvious this was not sustainable.

    I hope people and, myself included, can learn a lesson from this harsh recession and save more money for those inevitable future down turns

    Dynamite Resume

  • Are Your Financial Habits Just Bad?   15 years 42 weeks ago

    I think one of the reasons I can save a bit more money then my peers, comes from the fact that I hate putting my money in depreciable assets. For example, buying an expensive car would bother me to no ends because I know each year I am guaranteed to lose money. My money way will never grow if I spend it this way.

    I like watching my money grow and I know its geeky, but I love calculating how much my money will grow if I invest so much today , at this much interest (or growth rate), and compounded over this many years.

    But once in a while , you need to treat yourself to that shiny new toy you have been eying ^^

  • Best Money Tips: America's Biggest Rip-offs   15 years 42 weeks ago

    Saving money is the right way to gain a huge fortune :)

  • Make Your DVD Player Region-Free in Seconds   15 years 42 weeks ago

    Wondering how to change the region on the philips pd7010/93

  • Generic Drug Price Lists For Six Major Pharmacies - Updated   15 years 42 weeks ago

    It's probably a good idea to discuss your financial concerns with your doctor BEFORE stopping a medication. Often they will suggest generics, alternatives, or give you sample packs of medications that the drug companies send them.

  • Long Hours and Other Employer Demands   15 years 42 weeks ago

    People who work long hours (excluding the ones who love what they do in their business) tend to think that the purpose in life is to attain as much success as possible. Success in the financial sense.

    Success of course is not a measure of how much you bring in every month, but how you are enjoying life ( in my opinion at least). They grew up with the mentality that they must work as hard as they possibly can to attain a house, car, expensive appliances, etc.

    This is sad of course because when they do achieve all those materialistic items, they tend ot not have any satisfaction because that was not what they were really looking for. They were only seeking those items because that is what society tells them to do.

    Great post as it re minds people of why frugality can give you so much more in life besides saving a little money.

    Cheers,
    Wahid

  • Dump Cake and Other Sweet, Easy Treats   15 years 42 weeks ago

    The recipe calls for jello, but the text talks about pudding. Can someone clarify for me, please?