I got a bathtub faucet that leaks. I always thought it was just the water that was in the pipe going to the head leaking out after I took the shower (its got a lever to switch back and forth). I put a bucket under it since it seemed to be about 1 drip a second at times (it varies). After 2 days, there was maybe 3 quarts in the bucket. I went to take the faucet apart to change a washer. The thing was corroded and could not come apart. I think I'll just live with the $3 a year the leak costs me.
You're going to want to call the credit card issuer if looking for a credit limit increase. There may or may not be a hard inquiry on your credit, which may lower your score instead.
Wow, I haven't thought of many of these things :) I'm moving out soon, so I remember about all the formal stuff but I like the idea of, for example, checking the restaurants in the area and remembering servers' names ;)
Great article. We have a lake house and I pride myself on providing a comfortable place to share with my adult children. One thing that I really wish people would provide is their own sunscreen. I don't mind sharing mine in a pinch but feel it's rude for adults to just assume this amenity is due to them. I also don't mind providing good beer (I hate cheap beer) but if they're going to suck it down one right after the other like it's water, they should go out and buy it themselves. We shouldn't have to ask for these things and we also shouldn't be ignored when we ask them to bring some. And gifts? What are those?
I agree with the need to invest your emergency fund once it grows large enough. What most people don't understand is that even though the market has risk it can be mitigated with the right techniques. Another common argument is the "need fast access" which is complete BS because if you have a 6 month emergency fund you aren't going to need it all on day 1!
That's good advice, Nabejero. One big issue is whether or not the phone you have will work in another country. If it does like yours did, then that's a great way to save money.
Generally, you need to have your phone to be unlocked to work with SIM cards abroad. Most AT&T and T-Mobile users report on online forums that their phones work fine with foreign SIM cards and plans, however it's always a good idea to double check before leaving for your trip.
I've been robbed several times and never had anything "smashed" or destroyed. I have also known countless people with the same situation. It usually takes a while to even realize what was stolen...if ever. The only indication I've ever had showing a robbery, other than obviously missing items, was a busted door jamb. Most robbers like to come in and grab what they can quickly and get out. Any of those hiding places would work against any robberies I've had or heard of, except under the mattress of course. They will go for the most obvious, most valuable things and get out. I mean....what would you do if you robbed a house?...guns, jewelry, guitars/musical equipment, laptops, cell phones. I guess some punks may come in and smash and dump everything occasionally, but I would think fire would be a bigger concern. Some people have been watching too many 'caper' and 'mobster' movies.
Excellent! These tricks are really helpful. Baby wipes and other toilet product are little bit expensive. The way she is managing all these for 6 children, is just hats off. I appreciate her sense of humor and intelligence. Well, I'll try to implement the things that you are doing. Thanks for sharing it.
First of all, introversion is not at all the same thing as being shy, although I suppose the two can sometimes overlap. Secondly, the tone of this article seems rather condescending and flippant. It seems clear that the author thinks introverts are immature weirdos who just need to quit being stubborn and "snap out of it." Why does the author put the word *anxiety* in scare-quotes, as if to imply that it's a made-up concept? Clinical anxiety is a medically diagnosed condition which can wreak havoc in people's lives, it's not someone being fussy just for the heck of it.
The article then proceeds to list a bunch of highly technical careers which require specific advanced degrees; nothing entry-level. How is this helpful to the general public or recent graduates or people without a STEM background? Oh, I forgot, only science nerds are introverts, and vice versa. Author needs to learn some basic terminology and contain their disdain for people whose personality differs from theirs.
I do my husband a favor, and get rid of stuff I know he doesn't wear or use, when he is not looking. He never misses anything I have gotten rid of. I only wish he would do the same for me!
One of the best guidelines to follow. I'm throwing out stuff today because of an old friend. She got me hooked on garage sales. She would never throw anything away and spent at least $60-$120 every week buying junk at these sales. It became a competition between us to get to the good stuff first and she finally developed such a jealousy of me getting to the stuff first that she promptly fired me from being her friend. At first I was offended, but soon realized she did me a favor. My house had become a Mecca for things others were trying to get rid of. So, in honor of my hoarder friend, I throw thee out. Because I don't want to be like her.
This is a poorly written article, by someone who does not relate to the masses. It takes narrow approach to the topic by assuming that all damages are worthy of filing for insurance claims and it also leaves out the possibility of self-inflicted damages, vandalism or just wear and tear damages that are not worth the trouble of reporting or filing a claim because to do so would risk insurance rates going up and/or deductible would often be much more than the damages. Article does not address non-insurance and non-accident cosmetic damages and dents.
I got a bathtub faucet that leaks. I always thought it was just the water that was in the pipe going to the head leaking out after I took the shower (its got a lever to switch back and forth). I put a bucket under it since it seemed to be about 1 drip a second at times (it varies). After 2 days, there was maybe 3 quarts in the bucket. I went to take the faucet apart to change a washer. The thing was corroded and could not come apart. I think I'll just live with the $3 a year the leak costs me.
You're going to want to call the credit card issuer if looking for a credit limit increase. There may or may not be a hard inquiry on your credit, which may lower your score instead.
Wow, I haven't thought of many of these things :) I'm moving out soon, so I remember about all the formal stuff but I like the idea of, for example, checking the restaurants in the area and remembering servers' names ;)
Great article! I think choosing the right tool is important too (ex: miter saw, drill, ect)
Great article. We have a lake house and I pride myself on providing a comfortable place to share with my adult children. One thing that I really wish people would provide is their own sunscreen. I don't mind sharing mine in a pinch but feel it's rude for adults to just assume this amenity is due to them. I also don't mind providing good beer (I hate cheap beer) but if they're going to suck it down one right after the other like it's water, they should go out and buy it themselves. We shouldn't have to ask for these things and we also shouldn't be ignored when we ask them to bring some. And gifts? What are those?
Definitely there are ways to break into a new career even if you've not done something before or you have not got any experience.
Yes I own lots of Apple products and I love them!
Missed the easiest of all: cabin air filter. Filters are easy to find, pop open glove box, make sure it's facing the right way swap 'em out and done.
I agree with the need to invest your emergency fund once it grows large enough. What most people don't understand is that even though the market has risk it can be mitigated with the right techniques. Another common argument is the "need fast access" which is complete BS because if you have a 6 month emergency fund you aren't going to need it all on day 1!
I love my Apple Macbook. And I was so convinced that the Apple iPad classic was the best device, I went looking for a used one online.
Where is exercise? Improves sleep, digestion, circulation, mind-state, and countless more measures of well-being.
If they ever come down in price, I might consider it.
That's good advice, Nabejero. One big issue is whether or not the phone you have will work in another country. If it does like yours did, then that's a great way to save money.
Generally, you need to have your phone to be unlocked to work with SIM cards abroad. Most AT&T and T-Mobile users report on online forums that their phones work fine with foreign SIM cards and plans, however it's always a good idea to double check before leaving for your trip.
For what it is worth, actual 2 year results.
Invested. Cash out. Value 7-27-2015
Fidelity ETFs. 35000. 238 38938. ETFs .0017 fee
Betterment. 25000. 2600. 24313. 100% stock
Wealthfront. 25000. 2500 23975. 40% stock
WiseBanyan. 25000. 1600. 24106. 40% stock
Vanguard. 15000. 142. 14575. Mutual fund
I have an iPad and iPhone
I would add--move out of your parents' house.
I truly sympathize, though, with those we aren't able to do that. Keep planning; you'll make it!
I've been robbed several times and never had anything "smashed" or destroyed. I have also known countless people with the same situation. It usually takes a while to even realize what was stolen...if ever. The only indication I've ever had showing a robbery, other than obviously missing items, was a busted door jamb. Most robbers like to come in and grab what they can quickly and get out. Any of those hiding places would work against any robberies I've had or heard of, except under the mattress of course. They will go for the most obvious, most valuable things and get out. I mean....what would you do if you robbed a house?...guns, jewelry, guitars/musical equipment, laptops, cell phones. I guess some punks may come in and smash and dump everything occasionally, but I would think fire would be a bigger concern. Some people have been watching too many 'caper' and 'mobster' movies.
Excellent! These tricks are really helpful. Baby wipes and other toilet product are little bit expensive. The way she is managing all these for 6 children, is just hats off. I appreciate her sense of humor and intelligence. Well, I'll try to implement the things that you are doing. Thanks for sharing it.
Exactly. I came on here for help getting hulu and Netflix to run. I'm hooked up to hdmi3 and all I get is a black screen.
I currently dont own any Apple products.
First of all, introversion is not at all the same thing as being shy, although I suppose the two can sometimes overlap. Secondly, the tone of this article seems rather condescending and flippant. It seems clear that the author thinks introverts are immature weirdos who just need to quit being stubborn and "snap out of it." Why does the author put the word *anxiety* in scare-quotes, as if to imply that it's a made-up concept? Clinical anxiety is a medically diagnosed condition which can wreak havoc in people's lives, it's not someone being fussy just for the heck of it.
The article then proceeds to list a bunch of highly technical careers which require specific advanced degrees; nothing entry-level. How is this helpful to the general public or recent graduates or people without a STEM background? Oh, I forgot, only science nerds are introverts, and vice versa. Author needs to learn some basic terminology and contain their disdain for people whose personality differs from theirs.
I'm a Windows person for computers, but have an iPhone. I may bite the bullet and get an iPad though!
I do my husband a favor, and get rid of stuff I know he doesn't wear or use, when he is not looking. He never misses anything I have gotten rid of. I only wish he would do the same for me!
One of the best guidelines to follow. I'm throwing out stuff today because of an old friend. She got me hooked on garage sales. She would never throw anything away and spent at least $60-$120 every week buying junk at these sales. It became a competition between us to get to the good stuff first and she finally developed such a jealousy of me getting to the stuff first that she promptly fired me from being her friend. At first I was offended, but soon realized she did me a favor. My house had become a Mecca for things others were trying to get rid of. So, in honor of my hoarder friend, I throw thee out. Because I don't want to be like her.
This is a poorly written article, by someone who does not relate to the masses. It takes narrow approach to the topic by assuming that all damages are worthy of filing for insurance claims and it also leaves out the possibility of self-inflicted damages, vandalism or just wear and tear damages that are not worth the trouble of reporting or filing a claim because to do so would risk insurance rates going up and/or deductible would often be much more than the damages. Article does not address non-insurance and non-accident cosmetic damages and dents.