I worked at an Italian Cafe for a week, without officially getting hired, then got fired, if that's possible. I did meet a rock start there that week though. So not all bad, lol.
I was a nurse at a jail. One of the inmates tried to fake a seizure, and when I shook her to try to snap her out of it (per protocol), she tried to charge me with assault. I put my two-week notice in shortly thereafter.
I worked at a local utility company and had a very demeaning boss. I always thought of myself as a strong, independent woman, but this boss did her best to beat me down. Several employees left the company because of her. I ended up leaving too. Life is too short!
The worst job I ever had was washing dishes at Perkins. I was sitting in the restaurant eating breakfast when my waitress said that the dishwasher quit, and I was looking for a job at the time, and I said that I would help the next day. Well, I never got a break from washing dishes and I must of washed hundreds of plates and was so tired when I got home that I slept for 14 hours straight! I quit the next day. Awful!
I've had some unpleasant jobs, but I think the worst was when I was 14 and I worked the summer in a factory. It was against the law, but my mother didn't want me to stay home doing nothing, so she had me packing items in her company's factory. While she sat in the air conditioned office, I was sweating in the non-air conditioned factory, working alongside a bunch of men.
Oh, I just remembered another bad job! When I was a senior in high school I worked as a secretary in the hospital. They had me float around different floors. My favorite was working in the ICU unit because it was....quiet. The worst was working in the detox unit. The patients there were all court-ordered drug offenders and they were pretty scary. They were allowed to walk around the unit and smoke. Several of them tried to ask me out and I was pretty terrified. One day I was leaving work at the same time one of the drug addicts was being released and he chased me out. I had to hide from him until he left.
Have to be the pizza parlor in high school, a chain restaurant. I was fired by being omitted from the schedule, nothing official. We won't even mention the telemarketing job. I had absolutely no idea what I was doing there. It lasted two weeks.
Whole life insurance is much cheaper at retirement age when initially purchased at a young age. Eventually the dividend growth exceeds the premium and the policy can become self-sustaining without reducing the death benefit. It's not a great vehicle for protecting against the loss of a wage-earner with dependents; term is a better buy. But it is a great vehicle for protecting an estate by providing cash at need - if you decide when you're young that you're likely to have an estate worth protecting when you're old!
Read The China Study if you want to know how to really lose weight (and save your life). The most fascinating, horrifying, and inspirational book I've read. Down 30 lbs without effort in 2 months so far. Not everyone will lose that much so fast, but everyone I know has lost weight with or without exercising much. I wish I'd known about this long ago!
Truly a die yoga fan can relate to all the above said points, yes it not only brings balance in life. But at the same time, brings positive & essential changes in our lives, which further helps us in reaching new heights. As handling money & practicing yoga can go well with each other.
My best ever sandals (for being very comfortable super lightweight sandals ) were "River Rapids" I bought them many years ago at Biggs supermarket in Hasselt / Belgium and had leather soles glued on the EVA soles. They were super cheap but the best quality was : they were far more comfortable than any other sandal I had afterwards : Geox, Teva, and other "good" sandals (but all much too heavy to take on a small cityhopper)
Another VERY good item I cannot find anymore : the old supplex traveler pants from Royal Robbins (they were far better than the new ripstop pants : they stayed nice much longer : I had them for 17 (!) years - I used them too for light alpinism, MEETINGS and even weddings ! ) They weighed only 165 grams...
I have bought from Zenni several times. My most recent order was for prescription glasses with transitions lenses that get darker in sunlight. They only cost me 20 bucks! Well worth it! It's a great option if you want some fun patterns or funky shapes to wear on occasion because you aren't paying very much for them. It's important to figure out what size you need though. A few years ago I bought two pairs (~$10 each) and one of them was wayyyy too big for my face.
I make a list in order of the store. So I start from the right of the store and move left so everything on my list is in order with the store set up. That way I'm not running back and forth forgetting this or finding that. Also make an entire dinner menu and make your list from it. You can use one green pepper or onion for two dinners if you plan accordingly.
I'm not seeing any previous comment link, so I apologize if I'm repeating info.
The Weight Watchers formula you describe is from the old program, PointsPlus. The new program, SmartPoints, is based on calories, sugar, saturated fat and protein.
And your first pound lost may also cost you hours of frustration and wasted time with tech support. The food science is reasonable. The technical rollout has been a complete train wreck since about September , and is still not up to speed.
I have an "All Out Of" list that I bought on my fridge that has every category imaginable, so when I run out of something I can just check the box, and that creates my list for shopping. That way I know everything I might need and can grab only that instead of wandering the aisles. If I write the list myself, I might feel like I forgot something and start buying 'just in case'.
To keep myself from impulse buying, I'm allowed one treat each shopping trip- usually just a candy bar- but knowing I can buy something makes me not want to splurge.
Just today I noticed I saved myself some bucks by going through my shopping cart one more time before I paid for my items. Sometimes I shop based off my old habits or on impulse, and going through the cart one more time gives me the chance to let go of things I don't really need or do not go along with the new eating habits I'm trying to implement. Also, I noticed that sometimes using coupons makes me buy more items I normally wouldn't buy and only find myself purchasing them because I have a coupon for them.
Honestly, If you have a solid financial plan then there should be no reason that you need to work past retirement age or even sooner. There are so many tools online such as ontrajectory and other websites that can help you stay on track and project your savings and income through advanced data analytics. Once you do that then the rest is simply adhering to your disciplined retirement strategy.
Our budget is higher than yours, as we eat out once a week, (not expensively), buy meat, and include household items, (personal care, cleaning products), in the budget. Still it seems pretty good at $35 per person. Some of our prices are higher than yours, some lower.
We found alternative sources to be our biggest help. A farm lady who sells eggs, a bump and dent grocer, and raised bed garden (enough tomatoes and basil for a year's worth of sauce).
Yes its greed, if not used by yourself and family for free. What good is this pile products setting in a basement , passing there best use by this "due date"? But on the other hand, If its used to help others , give to churches, homeless shelters. that's great. The turn over there on the product is moved out fast for help. Because your time and energy goes to help people on hard times. you get the joy of helping others. I have seen garage sales in the pass few years with a ton of products soap, mouthwash, toothbrush, all kind of stuff. I asked this lady having one of these sales if she coupon-ed she said sure do. I will never buy any of them products , because the company give them free to the public to try there product, the company still had to pay to make that product. I know in the 1950's people would not be proud, of seeing how much product you can get for free. When you watch the show "Extreme Couponing" the people doing this alway try to justify there action , Grandma needs things, My family loves 500 frozen pizzas.We all use DEPENDS, LOL If your family is eating nothing but frozen food YIKERS,
Hey Jamie, did you ever find anything that worked for you?
I worked at an Italian Cafe for a week, without officially getting hired, then got fired, if that's possible. I did meet a rock start there that week though. So not all bad, lol.
I was a nurse at a jail. One of the inmates tried to fake a seizure, and when I shook her to try to snap her out of it (per protocol), she tried to charge me with assault. I put my two-week notice in shortly thereafter.
I worked at a local utility company and had a very demeaning boss. I always thought of myself as a strong, independent woman, but this boss did her best to beat me down. Several employees left the company because of her. I ended up leaving too. Life is too short!
Waitressing. Customers can be so incredibly rude.
The worst job I ever had was washing dishes at Perkins. I was sitting in the restaurant eating breakfast when my waitress said that the dishwasher quit, and I was looking for a job at the time, and I said that I would help the next day. Well, I never got a break from washing dishes and I must of washed hundreds of plates and was so tired when I got home that I slept for 14 hours straight! I quit the next day. Awful!
I've had some unpleasant jobs, but I think the worst was when I was 14 and I worked the summer in a factory. It was against the law, but my mother didn't want me to stay home doing nothing, so she had me packing items in her company's factory. While she sat in the air conditioned office, I was sweating in the non-air conditioned factory, working alongside a bunch of men.
Oh, I just remembered another bad job! When I was a senior in high school I worked as a secretary in the hospital. They had me float around different floors. My favorite was working in the ICU unit because it was....quiet. The worst was working in the detox unit. The patients there were all court-ordered drug offenders and they were pretty scary. They were allowed to walk around the unit and smoke. Several of them tried to ask me out and I was pretty terrified. One day I was leaving work at the same time one of the drug addicts was being released and he chased me out. I had to hide from him until he left.
The worst job I ever had was working in an office with a bipolar, racist boss. The work itself was ok but he made it intolerable so I found a new job.
http://kouponplus.com/ is my favourite coupon site.
Have to be the pizza parlor in high school, a chain restaurant. I was fired by being omitted from the schedule, nothing official. We won't even mention the telemarketing job. I had absolutely no idea what I was doing there. It lasted two weeks.
Whole life insurance is much cheaper at retirement age when initially purchased at a young age. Eventually the dividend growth exceeds the premium and the policy can become self-sustaining without reducing the death benefit. It's not a great vehicle for protecting against the loss of a wage-earner with dependents; term is a better buy. But it is a great vehicle for protecting an estate by providing cash at need - if you decide when you're young that you're likely to have an estate worth protecting when you're old!
Read The China Study if you want to know how to really lose weight (and save your life). The most fascinating, horrifying, and inspirational book I've read. Down 30 lbs without effort in 2 months so far. Not everyone will lose that much so fast, but everyone I know has lost weight with or without exercising much. I wish I'd known about this long ago!
Truly a die yoga fan can relate to all the above said points, yes it not only brings balance in life. But at the same time, brings positive & essential changes in our lives, which further helps us in reaching new heights. As handling money & practicing yoga can go well with each other.
My best ever sandals (for being very comfortable super lightweight sandals ) were "River Rapids" I bought them many years ago at Biggs supermarket in Hasselt / Belgium and had leather soles glued on the EVA soles. They were super cheap but the best quality was : they were far more comfortable than any other sandal I had afterwards : Geox, Teva, and other "good" sandals (but all much too heavy to take on a small cityhopper)
Another VERY good item I cannot find anymore : the old supplex traveler pants from Royal Robbins (they were far better than the new ripstop pants : they stayed nice much longer : I had them for 17 (!) years - I used them too for light alpinism, MEETINGS and even weddings ! ) They weighed only 165 grams...
Washing a dog pays more than being a vet tech with medical training? What is your source on that info?
I have bought from Zenni several times. My most recent order was for prescription glasses with transitions lenses that get darker in sunlight. They only cost me 20 bucks! Well worth it! It's a great option if you want some fun patterns or funky shapes to wear on occasion because you aren't paying very much for them. It's important to figure out what size you need though. A few years ago I bought two pairs (~$10 each) and one of them was wayyyy too big for my face.
I make a list in order of the store. So I start from the right of the store and move left so everything on my list is in order with the store set up. That way I'm not running back and forth forgetting this or finding that. Also make an entire dinner menu and make your list from it. You can use one green pepper or onion for two dinners if you plan accordingly.
I'm not seeing any previous comment link, so I apologize if I'm repeating info.
The Weight Watchers formula you describe is from the old program, PointsPlus. The new program, SmartPoints, is based on calories, sugar, saturated fat and protein.
And your first pound lost may also cost you hours of frustration and wasted time with tech support. The food science is reasonable. The technical rollout has been a complete train wreck since about September , and is still not up to speed.
You nailed it. Your advice is succinct and covers what people need to be doing to get their spending/savings under good control.
I have an "All Out Of" list that I bought on my fridge that has every category imaginable, so when I run out of something I can just check the box, and that creates my list for shopping. That way I know everything I might need and can grab only that instead of wandering the aisles. If I write the list myself, I might feel like I forgot something and start buying 'just in case'.
To keep myself from impulse buying, I'm allowed one treat each shopping trip- usually just a candy bar- but knowing I can buy something makes me not want to splurge.
Just today I noticed I saved myself some bucks by going through my shopping cart one more time before I paid for my items. Sometimes I shop based off my old habits or on impulse, and going through the cart one more time gives me the chance to let go of things I don't really need or do not go along with the new eating habits I'm trying to implement. Also, I noticed that sometimes using coupons makes me buy more items I normally wouldn't buy and only find myself purchasing them because I have a coupon for them.
Honestly, If you have a solid financial plan then there should be no reason that you need to work past retirement age or even sooner. There are so many tools online such as ontrajectory and other websites that can help you stay on track and project your savings and income through advanced data analytics. Once you do that then the rest is simply adhering to your disciplined retirement strategy.
These are wise questions indeed. Will be using these tomorrow. Thank you for sharing these.
Our budget is higher than yours, as we eat out once a week, (not expensively), buy meat, and include household items, (personal care, cleaning products), in the budget. Still it seems pretty good at $35 per person. Some of our prices are higher than yours, some lower.
We found alternative sources to be our biggest help. A farm lady who sells eggs, a bump and dent grocer, and raised bed garden (enough tomatoes and basil for a year's worth of sauce).
Yes its greed, if not used by yourself and family for free. What good is this pile products setting in a basement , passing there best use by this "due date"? But on the other hand, If its used to help others , give to churches, homeless shelters. that's great. The turn over there on the product is moved out fast for help. Because your time and energy goes to help people on hard times. you get the joy of helping others. I have seen garage sales in the pass few years with a ton of products soap, mouthwash, toothbrush, all kind of stuff. I asked this lady having one of these sales if she coupon-ed she said sure do. I will never buy any of them products , because the company give them free to the public to try there product, the company still had to pay to make that product. I know in the 1950's people would not be proud, of seeing how much product you can get for free. When you watch the show "Extreme Couponing" the people doing this alway try to justify there action , Grandma needs things, My family loves 500 frozen pizzas.We all use DEPENDS, LOL If your family is eating nothing but frozen food YIKERS,