No surprise expenses, thankfully! But we do have a pretty good emergency fund saved up, so hopefully any unexpected expenses could be handled without hurting our budget too much.
I had several surprise expenses... a well leak, my dog needed two surgeries, unexpected cat vet bills and horse vet bills as well as a flooded basement issue that still needs to be fixed...an expensive year!
Yes, I have definitely had surprise medical expenses this year. Random testing, a colonoscopy, etc. I didn't have the funds to pay for it, so I have had to get creative with the money I had on hand, doing a balance transfer, and rethinking some short- and long-term financial goals.
Dental expenses for our girls. One had wisdom teeth our and the other (college-age) needed a couple of crowns! Thankfully, the dentist showed us a plan that lets us pay over time and if we pay off within 12 months there is no interest due on the bill.
If you're already tied up to an AT&T contract, then Plenti is very worthwhile. You get 1 point per dollar of your monthly bill. Every Plenti point is $0.01. So, if you pay $150 per month, you get $1.50 per month to use at participating retailers. I live in Hawaii so we don't have Exxon, Mobil, or Rite Aid over here but it's still worthwhile for me because I shop often at Macy's. No fees to sign up, but the sign up process could be much smoother.
This year has been pretty stable but 2 years ago I had unexpected inheritance of property. Sold the property and had to pay more taxes than usual. Finally back on track this year but it took time to recover from a gift that came with strings.
I hate my job, I don't enjoy it at all and my co workers make my day awful. It's not fair to my husband that I am grumpy when I get home. I've been looking at ways how to make money online, and honestly i've been earning just about what I make at my job now, online. I am currently in the stages of planning how to quit, all thought i probably should just leave professionally. Anyways, I wrote a review about how I'm making money now online, in hopes that it can help other people in bad situations out.
We had a hospital bill that wasn't expected. Insurance paid for most of it and of course the Medical Reimbursement account in the Cafeteria plan was used up. I put off paying it to save money so it wouldn't impact our monthly budget.
Yes, but only one major one. My cat's vet bill was just under $600 for getting one tooth pulled. This bill was separate from the $130 bill for shots and exam earlier in the summer.
I just recently had an extended hospital stay and home recovery on doctor's orders. What I thought was a simple emergency room visit that I had funds and paid time off for became a two week expense.
Our surprise expenses this year have been car related. Our older vehicle needed a weld fixed in the driver's side door and the same door's power window fell out of track. Total cost of about $450 but we have several rainy day/savings account for just this kind of unexpected bill. And, since this 11 year old car is still going strong in all other ways, we figured these maintenance costs were a good investment.
No surprise expenses, thankfully! But we do have a pretty good emergency fund saved up, so hopefully any unexpected expenses could be handled without hurting our budget too much.
I had several surprise expenses... a well leak, my dog needed two surgeries, unexpected cat vet bills and horse vet bills as well as a flooded basement issue that still needs to be fixed...an expensive year!
Yes, I have definitely had surprise medical expenses this year. Random testing, a colonoscopy, etc. I didn't have the funds to pay for it, so I have had to get creative with the money I had on hand, doing a balance transfer, and rethinking some short- and long-term financial goals.
While returning from work at 3am, my husband's transmission went out.
Hot Cider is always a great way to warm up and this time of year it's especially nice to get some fresh locally pressed cider!
Dental expenses for our girls. One had wisdom teeth our and the other (college-age) needed a couple of crowns! Thankfully, the dentist showed us a plan that lets us pay over time and if we pay off within 12 months there is no interest due on the bill.
If you're already tied up to an AT&T contract, then Plenti is very worthwhile. You get 1 point per dollar of your monthly bill. Every Plenti point is $0.01. So, if you pay $150 per month, you get $1.50 per month to use at participating retailers. I live in Hawaii so we don't have Exxon, Mobil, or Rite Aid over here but it's still worthwhile for me because I shop often at Macy's. No fees to sign up, but the sign up process could be much smoother.
Yes, a pipe burst in the bathroom that had to be fixed.
My oldest son is having surgery this month.
Needed new tires for our car!
Some last minute expenses with my wedding but overall nothing too unexpected
No surprise expenses this year
This year has been pretty stable but 2 years ago I had unexpected inheritance of property. Sold the property and had to pay more taxes than usual. Finally back on track this year but it took time to recover from a gift that came with strings.
No unexpected expenses, knock on wood, just the usual ones.
I hate my job, I don't enjoy it at all and my co workers make my day awful. It's not fair to my husband that I am grumpy when I get home. I've been looking at ways how to make money online, and honestly i've been earning just about what I make at my job now, online. I am currently in the stages of planning how to quit, all thought i probably should just leave professionally. Anyways, I wrote a review about how I'm making money now online, in hopes that it can help other people in bad situations out.
I had an unexpected car repair. It's a new car, but I had a tire problem. Thankfully, I had the funds to fix it.
If you have a device then purchase so games or something fun
No emergency or surprise bills this year, but I'm still trying to save money for the bathroom remodel we weren't expecting (from last year).
Yes - plumbing problems. The shower in the master bathroom wouldn't turn off and the little drip,drip, drip became a BIG DRIP and a big cost.
We had a hospital bill that wasn't expected. Insurance paid for most of it and of course the Medical Reimbursement account in the Cafeteria plan was used up. I put off paying it to save money so it wouldn't impact our monthly budget.
Yes, but only one major one. My cat's vet bill was just under $600 for getting one tooth pulled. This bill was separate from the $130 bill for shots and exam earlier in the summer.
Broke a tooth completely on a SPRINKLE. Got really insulted, because I love sprinkles. A 2k unexpected expense. :/
I just recently had an extended hospital stay and home recovery on doctor's orders. What I thought was a simple emergency room visit that I had funds and paid time off for became a two week expense.
My surprise expense this year was the birth of my 4th child.
Our surprise expenses this year have been car related. Our older vehicle needed a weld fixed in the driver's side door and the same door's power window fell out of track. Total cost of about $450 but we have several rainy day/savings account for just this kind of unexpected bill. And, since this 11 year old car is still going strong in all other ways, we figured these maintenance costs were a good investment.