(An easy hint)
Instead of 1/2 cup of water, use 1/2 cup orange juice. Use only 1 Tbsp of sugar instead of 3. This imparts a wonderfull light orange flavor to the rolls that will go with most herbs.
(I did this for the rolls I was entering at the state fair and WON!)
I love yard sales but I'm always so busy that I can't even think of setting one...At the same time I got a lot of unused stuff and I've started listing them online (to sell them eventually) and I came across this site unioncy.com where you can collect in just one place your personal belongings. I think it could fit your list here.
"using the disarming technique will help diffuse the tension. By using this technique, you're improving your listening skills and learning to be more emphatic."
"emphatic" really? That would only make the situation worse. Didn't you mean to say "empathetic"?
My worst money mistake was lending an entire paycheck to a friend. The year was 1975 and I think my weekly take-home pay was around $75.00. After the money was lent I saw her a few times but she became scarce after a while - not reachable by phone; I had no forwarding address for her. I felt so abused, used: silly, really.
It took me years to trust anyone enough to lend them even a small amount of money. I will lend money now or accept payments for a private sale but not without a promissory note and a good address and telephone number for the lender/purchaser.
Having this experience at a young age taught me the valuable, if somewhat cliche lesson to not lend money you can't afford to lend; and not to expect it back (unless you have a written note).
Rather than thinking of them as Money Mistakes, I choose to think of them as learning experiences.
Choose your mate carefully and treat the relationship like the extremely valuable thing it is.
Learn to cook your own food - the closer to scratch the better. Convenience usually is expensive and often not the healthy choice.
Learn to do your own simple home and auto maintenance, do them on a schedule to avoid expensive repairs in the future.
When making a substantial purchase ALWAYS get multiple quotes and don’t be afraid to ask for a better deal. But remember, the lowest price isn’t always the best deal, quality and service have value.
Mind what you spend on a recurring basis, utilities, entertainment, insurance, food, etc. You get to multiply your monthly saving by 12 times for your annual savings.
When paying your bills, “pay yourself first”. Create and contribute to your emergency fund, savings and retirement accounts regularly just like you pay the power bill.
Morgarge is bad idea ots just fancy way of saying renting with slavery agreement it really is most people ars never able to pay it off in their life time.
worst financial mistake we made as a couple was spending too much before he retired. We just basically spent like we were rich -out to eat a lot etc. Oh we would have been much better off now.
"Frugal" is such a misunderstood word. Sadly many people cannot comprehend that, for example, buying an expensive pair of Swiss made scissors is more frugal than purchasing a cheap pair from China. (Or should I say buying many cheap ones from China).
i have noticed that some people have no idea how much cheaper text books are online, so perhaps he wasn't aware. Books online (and text books) can be like $3.00 for a book that retails for $25.00 brand new.
In Chinese culture is it considered okay to buy used furniture(like from a thrift store or craigslist) or brand new only? I want to buy used couches and tables to save money but my husband says its dirty and gross and insists on brand new, which I think is a HUGE waste of money. We are not in a position to spend money like crazy right now. I apologize for my spelling errors.
My worst money mistake was using my credit card during college to pay for necessities! Seemed to add up so fast, and never had enough to pay it down! Took forever!
You can determine which 6v lantern batteries have the 32 AA batteries in by checking how round the corners of the 6v battery are. The very rounded ones are the flashlight batteries and the almost square cornered ones have the AA batteries in them.
Buying an acre of land sight unseen for $2000. After we bought it, we attempted to see it in person but realized we would need, at the very least, a 4WD vehicle to be able to get to it. Fortunately, the seller refunded our money because he had falsely advertised that the land had water access.
When I was young and naive, I visited a health club and succumbed to the sign-up-now hard sell without thinking it through.
Not only did I rarely use the place (I was a single mom), several months later I moved across the river to a different state. Stuck paying for it for an entire year. Grrr.
I wash my hair maybe once a week. I'm lucky because they are dry and not oily so i can go a while without washing them. They look better since i started doing that !!!
(An easy hint)
Instead of 1/2 cup of water, use 1/2 cup orange juice. Use only 1 Tbsp of sugar instead of 3. This imparts a wonderfull light orange flavor to the rolls that will go with most herbs.
(I did this for the rolls I was entering at the state fair and WON!)
I love yard sales but I'm always so busy that I can't even think of setting one...At the same time I got a lot of unused stuff and I've started listing them online (to sell them eventually) and I came across this site unioncy.com where you can collect in just one place your personal belongings. I think it could fit your list here.
Im a kid but when I grow up I'll work on a movie theater part-time for sure!
"using the disarming technique will help diffuse the tension. By using this technique, you're improving your listening skills and learning to be more emphatic."
"emphatic" really? That would only make the situation worse. Didn't you mean to say "empathetic"?
My worst money mistake was lending an entire paycheck to a friend. The year was 1975 and I think my weekly take-home pay was around $75.00. After the money was lent I saw her a few times but she became scarce after a while - not reachable by phone; I had no forwarding address for her. I felt so abused, used: silly, really.
It took me years to trust anyone enough to lend them even a small amount of money. I will lend money now or accept payments for a private sale but not without a promissory note and a good address and telephone number for the lender/purchaser.
Having this experience at a young age taught me the valuable, if somewhat cliche lesson to not lend money you can't afford to lend; and not to expect it back (unless you have a written note).
Buying a car and not paying cash!!!!
I withdrew money from my 401k. I paid it back but it cost me.
An honor to be mentioned among these great blogs! Thank you!
Rather than thinking of them as Money Mistakes, I choose to think of them as learning experiences.
Choose your mate carefully and treat the relationship like the extremely valuable thing it is.
Learn to cook your own food - the closer to scratch the better. Convenience usually is expensive and often not the healthy choice.
Learn to do your own simple home and auto maintenance, do them on a schedule to avoid expensive repairs in the future.
When making a substantial purchase ALWAYS get multiple quotes and don’t be afraid to ask for a better deal. But remember, the lowest price isn’t always the best deal, quality and service have value.
Mind what you spend on a recurring basis, utilities, entertainment, insurance, food, etc. You get to multiply your monthly saving by 12 times for your annual savings.
When paying your bills, “pay yourself first”. Create and contribute to your emergency fund, savings and retirement accounts regularly just like you pay the power bill.
Morgarge is bad idea ots just fancy way of saying renting with slavery agreement it really is most people ars never able to pay it off in their life time.
worst financial mistake we made as a couple was spending too much before he retired. We just basically spent like we were rich -out to eat a lot etc. Oh we would have been much better off now.
"Frugal" is such a misunderstood word. Sadly many people cannot comprehend that, for example, buying an expensive pair of Swiss made scissors is more frugal than purchasing a cheap pair from China. (Or should I say buying many cheap ones from China).
i have noticed that some people have no idea how much cheaper text books are online, so perhaps he wasn't aware. Books online (and text books) can be like $3.00 for a book that retails for $25.00 brand new.
In Chinese culture is it considered okay to buy used furniture(like from a thrift store or craigslist) or brand new only? I want to buy used couches and tables to save money but my husband says its dirty and gross and insists on brand new, which I think is a HUGE waste of money. We are not in a position to spend money like crazy right now. I apologize for my spelling errors.
My worst money mistake was using my credit card during college to pay for necessities! Seemed to add up so fast, and never had enough to pay it down! Took forever!
At Target you get 10%, and can use your Red Card for 5%, and double up on coupons (manufacturer and store) to make for a good savings.
You can determine which 6v lantern batteries have the 32 AA batteries in by checking how round the corners of the 6v battery are. The very rounded ones are the flashlight batteries and the almost square cornered ones have the AA batteries in them.
.
Thanks for the comment Jenny. In my opinion, $1,000 is a lot. But if that makes you feel more comfortable, then go ahead!
Buying an acre of land sight unseen for $2000. After we bought it, we attempted to see it in person but realized we would need, at the very least, a 4WD vehicle to be able to get to it. Fortunately, the seller refunded our money because he had falsely advertised that the land had water access.
Blogged about this:
http://donnafreedman.com/2013/06/27/a-get-out-of-town-roundup/
When I was young and naive, I visited a health club and succumbed to the sign-up-now hard sell without thinking it through.
Not only did I rarely use the place (I was a single mom), several months later I moved across the river to a different state. Stuck paying for it for an entire year. Grrr.
Thanks for the mention!
Eat bread cures it too!!!!!
Disheartening! Is nothing sacred?
I wash my hair maybe once a week. I'm lucky because they are dry and not oily so i can go a while without washing them. They look better since i started doing that !!!