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Preparing Your Information for Disaster
When COVID first hit, like a lot of people, I began to think about my own mortality in a new light. Here was this unknown illness that was striking people down. What if it were to happen to me? What I felt wasn’t so much a fear of my own mortality, but worries about what […]
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How Does Renters Insurance Work?
If you want to know how renters insurance works, you’re in luck. Renters insurance is not only one of the most straightforward types of insurance to purchase, but it’s also quite affordable. Renters insurance protects you in a wide variety of circumstances, from coverage if your laptop is stolen out of your car, to medical […]
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Does Renters Insurance Cover Bedbugs?
You bought renters insurance to protect you against life’s what-ifs. So if you wake up with a row of small bites, you might be wondering: Does renters insurance cover bedbugs? Bad news. In most cases, you can’t get renters insurance to cover bedbugs. You’ll be on the hook for paying for extermination or the other […]
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Fixed- and Variable-Rate Loans: Which Are Better?
Reading over your loan options can feel like studying a foreign language. What is a fixed vs. variable loan? And what on earth is a rate index? Whether you are taking out a home loan or financing your next vehicle, you’re bound to come across some of the same terms. Having a fixed-rate loan is […]
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How To Get Rid of PMI, or Private Mortgage Insurance
Private mortgage insurance removal is on the minds of many homeowners because it makes up a significant portion of their monthly payment. When you put a low- or medium-sized down payment on a home, PMI is the insurance you are required to buy to help the lender not have quite so much risk. Once you’ve […]
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What Is a Mortgage Interest Deduction?
Saving up money for a down payment and closing costs has created a barrier for many would-be homeowners. To make it a worthwhile debt to incur, incentive programs were designed, like the mortgage interest tax deduction, which has made it even more attractive for renters to take the leap and incur the mortgage debt required […]
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How Much Is a Down Payment on a House?
When you begin shopping for a house or investment property, one of the first questions to sort out is how much down payment you want to make. For reference, the average down payment on a house hovered around 12%, with a lower average (6%) for first-time home buyers. Still, a higher down payment can help […]
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What if You Fear Missing Out on a Hot Investment?
If you’re like me, stories of people turning small amounts into millions during the recent GameStop investment surge may have left you with a feeling of envy. If you could have only gotten in on the ground floor. Or perhaps you wondered if it wasn’t too late to jump on. Maybe you even bought in […]
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What You Need To Know About FIRE (Financial Independence / Retire Early)
Does the idea of retiring in your 30s with a million dollars in the bank sound appealing? You then have a lot of prime years in your life to spend however you like, without the need to work for money. This bold financial move is the idea behind the FIRE movement. Short for Financial Independence […]
The post What You Need To Know About FIRE (Financial Independence / Retire Early) appeared first on The Simple Dollar.
How To Minimize Clothes Costs, Maximize Their Use
Olof Hoverfält spent three years tracking every article of clothing he wore, and at the end of the day, he came to a number of interesting conclusions about buying and wearing clothes. It turns out that the things he noticed are actually very much in line with frugal best practices for clothes buying and wearing. […]
The post How To Minimize Clothes Costs, Maximize Their Use appeared first on The Simple Dollar.
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