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Should I Finance a Car or Pay Cash With Stimulus Money?
Earlier this year, more than 90 million American households received a substantial stimulus check from the federal government. All of them saw at least $1,400 pop up in their checking accounts, and many households received many multiples of that amount. A lump sum like that comes just in time for major expenses, like car replacement. […]
The post Should I Finance a Car or Pay Cash With Stimulus Money? appeared first on The Simple Dollar.
Finding the Value of a Novelty Stock Certificate
A good friend of mine has collected Disney paraphernalia her entire life. In her home, on display, you can find Disney pins, Disney decorations, Disney movies, and, in one room, a framed Disney stock certificate. It’s a beautiful item, decorated with Disney characters and Walt Disney himself and well worth hanging on the wall, but […]
The post Finding the Value of a Novelty Stock Certificate appeared first on The Simple Dollar.
What To Do if a Tax Document Arrives After You File
In early 2019, I thought all of my tax documents had arrived in the mail, so I sat down to file my taxes in early March. Everything looked great, so I submitted my return to the IRS and went on about my merry business. In early April, however, an unexpected document popped up in the […]
The post What To Do if a Tax Document Arrives After You File appeared first on The Simple Dollar.
Should You Make Extra Payments on a Low Interest Loan?
If there’s one personal finance tenet you’ll see almost universal agreement on, it’s that you should pay off your high interest debts first and keep them paid off. Accumulating high interest debt is devastating to your finances because of the sheer amount of money that it drains from your checking account with nothing in return. […]
The post Should You Make Extra Payments on a Low Interest Loan? appeared first on The Simple Dollar.
5 Simple Ways To Cut Expenses in College Without Cutting the Fun
It’s not a secret that the cost of college is incredibly high. U.S. News and World Report slices up the cost of college in several ways, pointing out that in-state tuition and fees alone average more than $11,000 per year for a four-year public university. Much of that is financed through student loans. On top […]
The post 5 Simple Ways To Cut Expenses in College Without Cutting the Fun appeared first on The Simple Dollar.
What Should You Do if House Prices Are Up and Rents Are Down?
Most of the time, if a housing market sees home prices going up, rent prices go up, too. The reverse is true: When home prices go down, rent prices usually go down, too. Of course, the last year hasn’t been normal in many regards, and housing markets are no different. It appears as though 2021 […]
The post What Should You Do if House Prices Are Up and Rents Are Down? appeared first on The Simple Dollar.
Spending More To Live Wisely
The most fundamental principle of personal finance is to spend less than you earn and do something worthwhile with the difference. This often nudges people toward spending less in every situation, but is that really the right move? There are many situations where spending a little more in the short term results in much less […]
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What To Do When a Teenager’s Tastes Turn Expensive
Somewhere along the line, the toddlers and youngsters that used to fill my house with noise grew up into preteens and teenagers. The toys they once yearned for and constantly played with have slowly been packed away and given to charities, and their tastes have changed. They now want gadgets — cellphones, tablets, higher-end PCs […]
The post What To Do When a Teenager’s Tastes Turn Expensive appeared first on The Simple Dollar.
When You Have To Retire due to COVID-19
Here’s a stunning fact: The Bureau of Labor Statistics reports that unemployment during the pandemic for workers 55 and older jumped from 3.3% in March 2020 to 13.6% in April 2020. The numbers settled down in the later months, but the question remains: What happened to those older workers laid off from April to July, […]
The post When You Have To Retire due to COVID-19 appeared first on The Simple Dollar.
What if Financial Recovery From COVID-19 Seems Impossible?
Some 44% Americans predict it will take three years or more to recover economically from the pandemic, according to a January 2021 Pew Research poll. One in 10 Americans believe they will never recover. For many of us, the goals we had for our lives a year ago reflect a different world than what we […]
The post What if Financial Recovery From COVID-19 Seems Impossible? appeared first on The Simple Dollar.
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