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What To Do When Home Maintenance Costs Start To Pile Up

When Sarah and I bought our first home, the previous owners left it in pretty good shape. The appliances were relatively new and the home had been well-maintained during the time that the previous owners lived there, and they had taken a bunch of steps to make the home ready to sell. As first-time homeowners, […]

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Renters Insurance vs. Condo Insurance

Whether you own your condo or you rent, condo owners insurance or a condo rental insurance policy is a must. Experience a cold snap and the pipes burst? Don’t count on your landlord to spring for your new Alienware laptop or to replace that sheepskin rug Mom gave you. We’ll walk you through the difference […]

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3 Questions About Compound Interest — Answered

Compound interest is an incredibly powerful force. It allows your money to start growing on its own, with the returns exploding in value over time, if you have the patience. While the idea is easy to understand, the actual application of it can be tricky. Does it make a difference if money is compounded monthly […]

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Do You Really Need a Financial Adviser?

If you find yourself in a situation where you need financial help, it may be tempting to simply look for a financial adviser in your area and turn the problem over to them. However, before you jump on that option, you should ask yourself an important question: Do I really need a financial adviser? Let’s […]

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What are the different types of renters insurance?

Renters insurance protects individuals against common losses and liabilities they face when renting a home or apartment. A standard policy offers three types of renters insurance coverage, each for different situations. Although renters insurance is not legally required, it’s beneficial for anyone who rents. Having a renters insurance policy covers your legal and financial responsibility […]

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Key Steps in the Mortgage Underwriting Process

You did it. After shopping for weeks or even months, you found the one. The house that checks all your boxes and then some. Now that the fun part is over, it’s time to handle the not-so-enjoyable part, the process to get approved for a mortgage loan. Without a mortgage, you can’t purchase your dream […]

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How Much Dwelling Coverage Do I Need for My Condo?

Purchasing a condo insurance plan means understanding what your own needs are for insurance and what your HOA insurance covers. It also means digging a little deeper to find the answer to the question of how much dwelling coverage do I need for my policy? Dwelling coverage limits are determined by several factors, including what […]

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What Affects Renters Insurance Premiums?

Renters insurance premiums are more affordable than many other types of insurance. However, the cost of renters insurance can vary significantly between individuals. Renters insurance companies use factors like your state, age and credit score to determine policy rates. That means you and your best friend across town might pay different prices. If you’re in […]

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Does Renters Insurance Cover Earthquakes?

If you’re thinking about purchasing a renters insurance policy, you might be wondering, “does renters insurance cover earthquakes?” It’s a good question to ask yourself, especially if you live in a state that experiences earthquakes. The short answer is no, earthquake damage is not a covered peril under most renters insurance policies. Although renters insurance […]

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Planning To Travel After COVID-19?

The year of COVID has seen most Americans step back from many elements of their lives, from social gatherings to school events, from eating at restaurants to going to concerts. One of the biggest changes for many has been the lack of travel. Countless summer vacation plans were nixxed in 2020, and as the possibility […]

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