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How I’m Planning My Family Vacation Post-COVID
For my family, the summer vacation is an annual tradition. We usually select a destination in the fall of the previous year, spend a lot of time researching the specifics of the trip and how to minimize costs while still doing the things we want to do, and then set off for about 10 days […]
The post How I’m Planning My Family Vacation Post-COVID appeared first on The Simple Dollar.
AmeriSave Mortgage Review
AmeriSave at a glance APR Range as low as 2.343% Available products Fixed-rate loans Adjustable-rate loans FHA loans VA loans USDA loans Refinance loans Cash-out refinance loans Application fees $500 Loan terms 10, 15, 20, 25, and 30 years Loan limits $1.5 million What we like about AmeriSave Available nationwide AmeriSave mortgages are available nationwide, […]
The post AmeriSave Mortgage Review appeared first on The Simple Dollar.
5 Ways To Negotiate a Better Mortgage Rate
When you’re buying a home or refinancing your current mortgage, your interest rate is one of the most important factors to pay attention to. And if you negotiate a lower interest rate, you can save thousands of dollars over the course of your loan. If you’ve shopped for loans before, you might have the mindset […]
The post 5 Ways To Negotiate a Better Mortgage Rate appeared first on The Simple Dollar.
What Is Mortgage Recasting and How It Can Save You Money
If you are eager for a way to save money on your mortgage, one popular option is through mortgage recasting, or when a large payment allows you to re-amortize your mortgage and reduce your monthly payments. Here, we go through the pros and cons to recasting a mortgage. What is mortgage recasting? Mortgage recasting, also […]
The post What Is Mortgage Recasting and How It Can Save You Money appeared first on The Simple Dollar.
Smart Money Steps if Remote Work Is Becoming Permanent
During 2020, many people were forced by the pandemic to switch to remote work. Office workers, programmers, journalists and many others suddenly found themselves no longer going into the office and instead figuring out how to do their work from home, often completely on the fly. For some, a return to pre-coronavirus work habits has […]
The post Smart Money Steps if Remote Work Is Becoming Permanent appeared first on The Simple Dollar.
What Do ‘Jobs Numbers’ Mean for You and Your Money?
Financial media organizations regularly report, analyze and discuss “job numbers,” but what does that mean? On a very basic level, jobs numbers, called jobs reports, refer to how many people are unemployed right now, how many people are newly unemployed and so on. But how are they relevant to your financial situation? Let’s dive deeper. […]
The post What Do ‘Jobs Numbers’ Mean for You and Your Money? appeared first on The Simple Dollar.
3 Questions About Saving Money on Food Expenses – Answered
The average American household spends just shy of 10 percent of their annual income on food, according to the USDA. That adds up to an enormous financial impact over the course of a year. Some of the strategies for cutting that expense, such as preparing foods for yourself, finding inexpensive things you actually like, and […]
The post 3 Questions About Saving Money on Food Expenses – Answered appeared first on The Simple Dollar.
How To Watch Baseball Without Cable
With the average American household cable bill hovering above $200 a month and the abundance of streaming alternatives to cable, many people are making the choice to cut out cable and satellite service and switch to solely over-the-air and streaming services. The best part is that you don’t have to lose your favorite shows. With […]
The post How To Watch Baseball Without Cable appeared first on The Simple Dollar.
How to Get COVID Financial Relief When Filing Your Taxes
The impact COVID-19 had on 2020 was immense. Hundreds of thousands of Americans lost their lives, and many more felt the grief from those losses. Illness, job loss, cut hours — and almost everyone suffered the loss of social connection and routines we once enjoyed. Even though most Americans received two stimulus payments in 2020 […]
The post How to Get COVID Financial Relief When Filing Your Taxes appeared first on The Simple Dollar.
Beyond Bitcoin: What You Need To Know about Dogecoin and Other Cryptocurrencies
Bitcoin has been around as an extremely volatile but potentially lucrative investment or currency alternative for a decade now, and with Bitcoin surging in value lately and other cryptocurrencies making noise, you may be wondering what they are all about. What is a cryptocurrency? Let’s start with the basics. A cryptocurrency is a digital item […]
The post Beyond Bitcoin: What You Need To Know about Dogecoin and Other Cryptocurrencies appeared first on The Simple Dollar.
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