The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 61)

A Look at My Morning Routine

Carl writes in: I’ve been reading The Miracle Morning by Hal Elrod that talks about the benefits of a morning routine and includes some examples. I was wondering what your morning routine looks like. […]

Why It’s Crucial to Start Saving for Retirement Now

One of the main reasons that people choose not to start up their 401(k) (or 403(b) or TSP or other such plan) at work is because they’re simply overwhelmed by all of the options available to them and they’re worried about not choosing the “best” one and losing money. […]

The Wisdom of Frugality: The Philosophy of Frugality in a Modern Economy

This is the sixth entry in an eight-part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. […]

New! Ink Business Unlimited℠ Credit Card Review: This No-Fee Chase Business Card is Unreal

In May of 2018, Chase rolled out a new business credit card with very familiar features. mirrors the in the fact it offers an unlimited 1.5% back for every dollar you spend. This card’s huge signup bonus will make it a winner among business owners regardless, but it’s lack of an annual fee will make it a card people keep for the long run. […]

Is It Cheaper to Book Through Travel Sites or Directly Through Hotels?

Craig writes in: I usually stay at Marriott hotels while traveling because I know what I’m getting when I stay at one and they’re very consistent – a little pricy but I never get a bad surprise. I usually book through hotels.com but a friend told me that it is more cost effective to get into the Marriott Rewards program and book my hotel stays directly with Marriott. […]

Four Myths About Annuities: Do They Deserve Such a Bad Rap?

Annuities have long had a bad rap. Aggressive marketing and messaging about high fees, charges for surrendering them early, and potentially disappointing returns compared to stocks are just some of the reasons annuities have, at least in some people’s minds, become the black sheep of retirement vehicles. Numerous financial professionals however, argue that there’s a long list of myths and inaccura […]

Six Basic Steps Toward Easy Meal Prep at Home

One of the most powerful pieces of advice that I have for people in terms of saving money is to get into the habit of preparing your own meals at home – and not those prepackaged meals, either. Restaurants are expensive. Takeout is expensive. Delivered food? Expensive. Prepackaged meals? Expensive. […]

How to Find a Fulfilling Career and Change the World, According to Oxford Researchers

I recently learned that half of all workers find no meaning in their job, and that just 13% of people say they enjoy their line of work. If you contrast those facts with research showing that 74% of people want a job where they feel like they’re making a difference, we’re presented with a grim picture of the labor market. […]

Questions About HSAs, Savings Bonds, Frozen Vegetables, Library Books, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. “Claimed” HSA dollars 2. Lost savings bonds 3. Moving money while abroad 4. Order of loans 5. Disappearing contractor 6. Long lasting cooler 7. Never enjoying your savings 8. Flash frozen vegetables are bad! 9. […]