The Simple Dollar

Simple, applicable personal finance advice for the modern world.

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Latest Posts from The Simple Dollar (page 63)

Questions About Auto Insurance, Prime Day, Social Security, Watches, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question. 1. Teen’s first steps for investing 2. Part time auto insurance 3. Thoughts on vacation cruises? 4. Starting my financial journey 5. Helping sick friend 6. Dealing with a “funk” 7. Prime Day strategies? 8. […]

Get More Work Done: Eight Ways to Avoid the ‘Halfway Zone’

More often than I’d like to admit, I find myself working on a task, but not really working on the task. For instance, I’ll start a writing project on my computer, but I’ll have my Twitter feed open in a separate tab. […]

Our House Came With Two Goats — and They’re Heartbreaking Helpers

Goats aren’t yoga props or party decorations: They’re inexpensive, reliable creatures who can be a tremendous help around the yard if you let them. They’re also the most rewarding, heartbreaking portion of my farm experience. When my wife and I were first looking at a roughly two-acre historic farm amid 80 field acres in unincorporated Washington County, Ore., we were introduced to the farm’s two […]

The Advice of ‘Don’t Go to Starbucks Every Day’ and What It Really Means

It’s almost a running joke that personal finance writers like to bring up the idea of cutting out that ol’ daily trip to Starbucks as a way to save money. […]

The More List and the Less List

A long time reader named Janice recently suggested an exercise to me that I tried out at the beginning of the month and have found to be really insightful and useful. I’m not sure where Janice came across this tactic originally, but here it is, in her words. Sit down with two sheets of paper. Write “do more” at the top of one sheet and “do less” at the top of another sheet. […]

The Wisdom of Frugality: Why the Philosophy of Frugality Is a Hard Sell

This is the fourth entry in an eight part weekly series that provides a detailed look at the book The Wisdom of Frugality by Emrys Westacott. […]

Free Resources and Financial Help for Cancer Patients

I will forever remember the phone call. The stranger on the other end of the telephone line saying, “I have some bad news.” The news was that I had invasive ductile cancer. Whatever that meant, I thought to myself, as I sat listening, numb and in a daze. Two tumors. One quite large. […]

How to Make Ordinary Experiences Amazing Again

I recently came across a fascinating article by Ed O’Brien, a professor at the University of Chicago, and Robert Smith, a professor at The Ohio State University, entitled Unconventional Consumption Methods and Enjoying Things Consumed: Recapturing the “First-Time” Experience, which appeared in a very recent issue of the Personality and Social Psychology Bulletin. […]

Five Products I’m Happy to Splurge On, Guilt-Free

I am proud to call myself a wary consumer. I do my best to combat manipulative marketing, I recognize the value of repairing and maintaining my things, and I focus on long-term goals rather than short-term gratification. That being said, there are certain products I buy without guilt, even when I know an alternative can be had for less. That’s because I have honed in on what matters to me. […]

Celebrating a Meaningful Life Event Without Spending Money

Your best friend’s birthday is coming up, or maybe it’s your significant other’s birthday, or your mother’s birthday. Whatever it is, it’s a special event, one that in your heart of hearts you know you should be playing a role in celebrating. At the same time, however, you don’t have a dime to spare. Your financial situation is perilous. You want to celebrate. […]