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If you have a budget--more specifically, if you track your spending--you have the data you need to track changes in your own personal cost of living. That's a lot more useful

Stockpiling for an emergency might seem like a good (and frugal) idea. But in reality, your time and money is probably better spent.

I have a theory about sleep. My theory is this: everyone who routinely uses an alarm clock suffers from chronic sleep deprivation. Using an alarm clock a few times a year (to c

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.

A friend of mine has a pathological weakness for impulse shopping. But using the techniques outlined here, she dug herself out of debt and into impulse shopping bliss.

Conventional wisdom says cosigning a loan is a major money no-no. But are there exceptions?

Don't let your mortgage lender hold out on you! They're in on these secrets — and they could save you big.

This may sound like a tech-heavy article but trust me, it's not. My own technophobic dad could do this one (and he'd better after I tell him). All you need is the goold old