Wise Bread is an optimistic place. There are some people who can't see the congruence between optimism and frugality. I'm talking about the people who point to our progre
Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp
If you don’t know what the AMT is, you may well be in for a shock this year. And if your household income is around $75,000 or more, gross, then AMT could very well take a big bite
Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g
Today we found some stellar articles on performing a financial checkup on yourself, business ideas for college students, and maximizing your time and money.
There's a certain class of ways to get free money or free stuff simply by paying attention, keeping track, and being careful. I don't do these things. It's not because they don't
There are all kinds of ways to get stuff without money. You can grow it in a garden, gather it from the wild, make it yourself, get it as a gift, scavenge it from trash, or get it
The New Year is infamous when it comes to resolutions — not because most people manage to turn over a new leaf but because we declare big goals, work towards them for a few months
Bankruptcy is the last resort to dealing with debt: when a person finds himself in so much debt that paying it off simply isn't an option, bankruptcy can be the only way to handle
I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s
You don’t have to browse the forums at hot savings sites very long to notice that super-shoppers have their own lingo. Before you let terms like “FAR” and “peelies” scare you away
Wise Bread articles that are hot today.
Better cars are not the answer
Wise Bread is an optimistic place. There are some people who can't see the congruence between optimism and frugality. I'm talking about the people who point to our progre
Preparing for the Fiscal Cliff
There's a good chance that the "fiscal cliff" America is about to go over will be a non-issue. But that's no reason not to do a bit of preparation.
Can the government help in a recession?
Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp
Cross your fingers and hope you’re not caught by Alternative Minimum Tax (AMT) this year.
If you don’t know what the AMT is, you may well be in for a shock this year. And if your household income is around $75,000 or more, gross, then AMT could very well take a big bite
How Frugal Is Coconut Oil, Really?
Coconut oil might be the most-hyped super versatile product for food and beauty ever, but can you really afford to use it everywhere?
Feeling Stuck? 100 Ways to Change Your Life
In 20 minutes, you too can change your life in 100 different ways. Check it out!
3 Ways Good Sleep Makes You Wealthier
Being short on a few winks is bad for more than just your health. A bad night's sleep can lead to many harmful money mistakes, too.
Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?
Ever since I was a child, I have been taught that when you receive a gift you should be happy about it and then give something back in return. To this day I still believe that is g
12 Lessons in Manners From Around the World
Don't tip in Tokyo and don't bring wine to a dinner party in Paris. Follow these and 10 other tips in etiquette to stay classy wherever you are.
The 9 Most Important Lessons I Learned About Money When I Became a Landlord
If you want to be a landlord, you'd better brush up on some important money lessons first.
Best Money Tips: Perform a Financial Checkup on Yourself
Today we found some stellar articles on performing a financial checkup on yourself, business ideas for college students, and maximizing your time and money.
Ask the Readers: How Will You Celebrate Mother's Day This Year?
Tell us how you will celebrate Mother's Day this year and we'll enter you in a drawing to win a $20 Amazon Gift Card!
I turn down free money
There's a certain class of ways to get free money or free stuff simply by paying attention, keeping track, and being careful. I don't do these things. It's not because they don't
15 Delicious and Easy New Ways to Top Your Burgers
If you love burgers but have been getting bored with the basic lettuce-tomato topping, check out these 15 delicious new ways to top your patties.
Getting by without a job, part 4--get free stuff
There are all kinds of ways to get stuff without money. You can grow it in a garden, gather it from the wild, make it yourself, get it as a gift, scavenge it from trash, or get it
Get In Gear For The New Year: 5 Tips For Making Resolutions
The New Year is infamous when it comes to resolutions — not because most people manage to turn over a new leaf but because we declare big goals, work towards them for a few months
How to File For Bankruptcy
Bankruptcy is the last resort to dealing with debt: when a person finds himself in so much debt that paying it off simply isn't an option, bankruptcy can be the only way to handle
4 Financial Reasons to Keep Your Political Views Private
These days, sharing political views is as easy as hitting "Enter." But the aftermath can be much greater than a heated debate.
The Overdraft Protection Racket: Why Banks Want You To Overdraw, And How You Can Get Your Money Back.
I know banks are hurting for money right now, but no more than the rest of us. And one aspect of modern banking that I find most disturbing is how banks allow you to go overdrawn s
What Does “YMMV” Mean? The Official Guide to Decoding the Language of Frugality
You don’t have to browse the forums at hot savings sites very long to notice that super-shoppers have their own lingo. Before you let terms like “FAR” and “peelies” scare you away