Hot Today

Wise Bread articles that are hot today.

7 Ways Millennials Are Better With Money Than You Are

Millennials are getting smart about their spending and saving habits — smarter, even, than you.

8 Easy Ways to Keep Your Family Organized

With so much happening in your busy household it's easy to lose track. Quell the chaos with these frugal, simple, and stylish organization hacks.

The 13 Craziest Cruises Ever to Sail the High Seas

Shuffleboard and bingo are so yesterday. You can see — and do — so much more when you set sail these days.

The 1% Rule and Other Ways to Make Goals Manageable

Big goals are achieved through small changes. How small? Well, forget about 110% — sometimes all you need to give is 1%.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

30 Free Ways to Cheer Yourself Up

Cheer up! No matter how you feel or what is going wrong, there are lots of free ways to improve your mood and brighten your day.

Tips for Finding Legitimate Work-From-Home Opportunities

Working from home is the dream, but sifting through phony job ads can be a nightmare. Here's how to find the legit ones.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

Getting Around the Guidebook: Techniques for Researching your Trip Without Spending a Fortune

If you are planning a big trip with multiple countries on the itinerary, purchasing a

Just Saving Isn't Enough: How Cash Flow Allocation Helps You Retire

Classic asset allocation teaches investors to diversify for safety. Apply this strategy to your retirement to keep the bills paid, even in a bad economy.

80 Stocking Stuffer Ideas for $10 or Less

There's still plenty of time to wrap up holiday shopping. Stuff your collection of stockings with a couple of these fun and frugal small gifts.

New Income Based Federal Student Loans Repayment Plan - Can You Benefit?

This month a new repayment plan for federal student loans is going into effect that allows borrowers to base their monthly payments on their income after graduation. Here are some

8 Questions to Ask Yourself to Help You Declutter

So much clutter is stuff that seems important, but really isn't. Give your things this quiz, and if they don't pass, it's time to let them go.

5 Hotel Room Booking Tools Every Frugal Traveler Should Know

Wise Bread editor Janet Alvarez shares some great frugal travel tools on TV — and right here, too, just in case you can't tune in.

Debt-Free Living IS Attainable: If You Want It, You Can Have It

Everyone loves talking about getting out of debt. It's easy to imagine the benefits. The trick is realizing that this lifestyle is actually attainable. It's a very real choice.

7 Steps You Must Take to Protect Your Family Financially

One way to stay focused on financial planning is to remind yourself whom you are planning for. Follow these steps to secure their future.

Commission Free ETFs: A Great Option for Cost Conscious Investors

ETF stands for Exchange Traded Funds. Recently several major brokerages have started to offer their ETFs without a trading commission, and this is great news for those who are j

The 7 Most Common Tax Questions for Beginners, Answered

Never fear, newbies — those tax forms won't bite! All your basic tax questions are here, answered.

The 5 Best Folding Bicycles

Getting around town on a bike isn't easy, but it can be. Use any of these folding bicycles and you can go from bike to train to bus without missing a beat.

Dealing with Post-Holiday Credit Card Debt

It's not the most wonderful time of the year when the first credit card bills from the holiday season start to arrive. Here's how to pay them off.