Articles on Personal Finance

Best Money Tips: Crème Brûlée Without an Oven

Welcome to Wise Bread's Best Money Tips roundup. Today, we share a nifty hack for creme brulee, so

Finding Money for a Startup

When you need money to start a business, where should you look? Venture capital, private investors, or a bank? Maybe none of the above. Here's why.

Book Review - Buying a Home: The Missing Manual

Housing prices have dropped all across America in the past couple years, and more people are looking into buying a property instead of renting. If you are an eager house hunte

How About a Price List at the Hospital or Doctor’s Office?

Restaurants show you how much your food costs before you order. When it comes to medical expenses, shouldn't it be the same?

Insurance Overview for Small Business Owners

Running your small business is a multi-faceted task, of which risk management plays a vital role. And insurance in turn is a crucial element to risk management.

How to Afford Payments on Your Adjustable Rate Mortgage

our adjustable rate mortgage is getting ready to adjust and you might not be able to afford the payment. So what can you do to keep your finances above water?

A Recipe for Youth Financial Literacy

Kids can begin to learn money management skills through a basic program that can be started in or just before Kindergarten.

Book Review: Confronting Collapse

We hardly talk about collapse here. Wise Bread is all about living large, while collapse mitigation is usually about living small. But that doesn't mean that there aren't things

Best Money Tips: How Being Late on Your Mortgage Affects Your Score

 Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you how many points a late mortga

5 Questions Couples Should Ask in the Money Talk

Once a couple decides to live together, it's crucial to be on the same page financially. Before you move in, sit down and ask yourselves these questions.

Financial IQ Test: Do You Have the Best Auto Insurance Coverage for Your Needs?

How well do you know your auto insurance coverage? Take this Financial IQ Test to see if you're getting the most bang for your insurance buck.

Book Review: One Year to an Organized Financial Life

One Year to an Organized Financial Life is an organized approach to getting organized, breaking down the monstrous task of dealing with financial issues into small st

Best Money Tips: Correct Credit Report Errors for Free

Welcome to Wise Bread's Best Money Tips roundup. Today, tell you how to fix your own credit report erro

Read Your Financial Statements Like a Banker

Your balance sheet and income statement tell a banker more about your business than you may think. You need to know what goes on in your banker’s head when reading your financia

IRS Wants Its $7 Billion From Independent Contractor Misclassifications

The contractor model is particularly appealing in a down economy. However, what seems like a great way to save money may be costly if it's determined that your contractors are m

Why Roth IRAs Are Ideal for Young Professionals

Young professionals (20s and 30s) who make a decision to start saving for retirement can do so in many different types of savings and retirement accounts.

What Makes a Good Business Bank?

The bank you choose for your business accounts can make a major difference in how well your company operates. Convenience is a factor, but there are considerations that may be m

Reduce Your Credit Limits to Manage Your Spending

Most of us have more credit than we need, and this can be dangerous for those trying to manage their debt and spending. Remove the temptation by asking for your credit lines to

11 Ways to Prep for "Guerrilla Retirement"

More aggressive and less conventional than typical retirement plans, guerrilla retirement goes beyond the 401(k). Here's how to prepare for your own guerrilla retirement.

Should You Invest in Goldman Sachs (GS)?

Goldman Sachs is in hot water right now, so investing in the company may seem like a risky proposition. And it certainly is, but it may also be a fantastic opportunity.