Asiana Visa Signature Credit Card Review

By Christina Majaski. Last updated 30 August 2017. 0 comments

This post contains references to products from our advertisers. We may receive compensation when you click on links to those products. The content is not provided by the advertiser and any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any bank, card issuer, airline or hotel chain. Please visit our Advertiser Disclosure to view our partners, and for additional details.

Asiana Airlines is one of the two major airlines in South Korea and a member of the Star Alliance network. The Asiana Visa Signature Credit Card provides an opportunity to earn miles on not only Asiana Airlines purchases, but gas and groceries as well. The card also includes a number of extra perks to its card members. Even if you aren't a frequent flyer with Asiana, if you just want to be able to redeem points for Asiana flights, this card is worth considering.

Why We Like This Card

  • Bonuses for gas and grocery store purchases
  • 10,000 bonus miles at sign up and every year
  • $100 annual rebate on Asiana ticket purchases

How This Card Works

Earn 3 miles for each dollar spent on purchases with Asiana Airlines, 2 miles for each dollar spent at gas stations and grocery stores, and 1 mile for each dollar spent everywhere else. Miles expire 10 to 12 years from the date they are posted to your account, depending on your membership status. There is also a cap of 200,000 miles per calendar year.

Miles can be redeemed for Asiana flights and upgrades.

Bonus offer: Get 30,000 bonus miles after making $3,000 in purchases within 90 days of account opening.

Other Benefits

Lounge access. You receive two lounge invitations every year for Asiana Airlines lounges in the U.S. The invitation is only valid for the cardholder.

10,000 annual certificate. Each year, get a 10,000 bonus miles Certificate to be redeemable for an Asiana international or Korea domestic ticket, seat class upgrade or excess bag allowance.

$100 rebate. Get an automatic $100 annual rebate on Asiana ticket purchases.

Costs

  • $99 Annual Fee
  • 13.24%-20.24% variable APR 
  • 3% Balance Transfer Fee ($10 minimum)
  • $0 Foreign Transaction Fee

Pros

Earn miles for everyday purchases. Earn double miles on gas and groceries. Typically, airline rewards cards focus on travel benefits which results in carrying a separate card if you want to earn rewards for your day to day purchases. (See also: Best Credit Cards to Use at Supermarkets)

Multiple anniversary bonuses. If you travel with Asiana Airlines, you can benefit quite a bit from the anniversary bonuses you receive every year. The lounge certificates,, plus the 10,000 bonus miles and $100 off an Asiana Airlines flight. The bonuses are worth hundreds and you receive them every year on your card anniversary.

Cons

Annual fee. Although the anniversary bonuses you receive every year are enough to cover the annual fee of $99, if you don't actually use the bonuses or don't fly with Asiana Airlines often, it may be difficult to justify the fee.

Cap of 200,000 miles per year. Although the cap is set fairly high at 200,000 miles per calendar year, it can be a disadvantage. Any purchases after you reach the cap will not earn miles. Many travel rewards credit cards allow you to earn an unlimited number of miles. (See also: Best Credit Cards for Travel Purchases)

Who This Card Is Best For

This card is best for those who love to travel on Asiana Airlines and can benefit from the many anniversary bonuses the card provides, especially if you spend a lot on groceries and gas to boost your points accumulation. Because of the annual cap on miles, however, the card is best if you don't spend, as an example, over $67,000 per year in purchases with Asiana Airlines. (See also: Best Credit Cards that Offer Travel Rewards)

0
No votes yet
Your rating: None
ShareThis
Disclaimer: The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.