Dan Rafter's blog

Why Do We Feel Buyer’s Remorse, Anyway?

The rush from that big, must-have purchase only lasts a short while before dreaded buyer’s remorse sets in. How come?

What Is Power of Attorney?

When aging or illness make financial decisions too dicey, folks can turn to a trustworthy third party known as power of attorney.

5 Reasons You Shouldn't Buy a House (Yet)

You dream of kissing the renters' life goodbye, but not so fast. You might not be ready to be a homeowner just yet.

Using Your Roth IRA as an Emergency Fund — Ever a Good Idea?

You know you need an emergency fund, but you just don't have one. When "disaster" strikes, where can you turn for fast cash? Your Roth IRA can help.

Your Bad Credit Isn't the End of the World

High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.

5 Homebuying Questions You're Embarrassed to Ask

New homeownership comes with more new terms and phrases than one can keep up with. Don't be embarrassed to ask these questions!

5 Ways to Handle a Forced Early Retirement

When you're forced to exit the workforce early, it can throw a serious wrench in your retirement plans. Here's how to handle it.

5 Things Debt Collectors Don't Want You to Know

Debt collectors sometimes have a few sneaky tricks up their sleeve. Beat them to the punch by knowing your rights.

The Only 5 Rules You Need to Know About Investing in Real Estate

With home prices appreciating nicely these days, you may be tempted to invest in residential real estate. Here's what you need to know.

5 Money Moves to Make the Moment You Graduate

Congratulations, grad! After you stash your cap and gown, it's time to make these money moves ASAP.

The Only 5 Rules of Home Buying You Need to Know

Buying a home can be seem scary — and complicated. But if you keep these basics in mind, you'll soon have the home of your dreams.

5 Unfounded Credit Card Fears

The Internet abounds with credit card horror stories. But if you're responsible, plastic can be fantastic!

5 Moves to Make If Your Loan Gets Denied

Your lender stamped a big fat "No" on your loan application. No sweat — make these moves, and "Yes" will follow.

Everything You Need to Know About Freddie Mac and Fannie Mae

The names Freddie Mac and Fannie Mae probably ring a bell, especially if you've applied for a mortgage lately — but who or what, are they, exactly?

6 Reasons You Should Still Go to the Bank

Sure, many of us manage our money online or on our smartphones these days, but it's still smart to pop into your local bank once-in-awhile.

7 Things You Should Know Before Buying a Foreclosed Home

Are foreclosures all risk and no reward? Well, not always. Here are a few things to consider before calling one home.

What Is Private Mortgage Insurance, Anyway?

That little acronym — PMI — pops up quite a bit for new homeowners. Here's what it is, and how much it may cost you.

Everything a First-Time Home Buyer Needs to Buy a House

Buying a home for the first time can be super stressful. Get your finances move-in ready before you start your hunt, and it'll go easier than you expect.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?