I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight
Wise Bread articles that are hot today.
4 Things You Need to Know About Gift Tax
There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.
Chinese Money Habits - How My Culture Influences My Attitudes Toward Money
I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
How to Start Investing With Just $100
Investing isn't just for the wealthy. All it takes is $100 — or less! — to get started.
15 Lucrative Side Hustles for City Dwellers
You can find just about anything you need when you're a city slicker — including one of these great side gigs!
6 Pitfalls of Down Payment Assistance Programs
Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.
Where Are They Now? The Forgotten Dollar Bills (and Coins)
You may have money on your mind, but these notes and coins are all but forgotten. They are still legal tender, though!
How to Read a Credit Report
You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?
The 4 Worst Kinds of Debt to Have in 2019
Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.
13 Problems You Can Solve With Duct Tape
If you're stuck in a jam, duct tape might just be able to save you.
How to Travel Full-Time for $17,000 a Year (or Less!)
For the last five years, one writer has traveled full-time on the cheap. Discover how she did it, and how you can too.
9 Ways to Reverse Lifestyle Creep
More money in your paycheck can mean more spending on stuff you don't need. Time to get things back under control.
13 Natural and Easy Ways to Lower Your Blood Sugar
Diabetics and non-diabetics alike can take positive steps to control blood sugar levels safely and naturally. Read on to find out what you can do.
Boost Your Retirement Savings: Avoid 401(k) Fees
New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.
Are You Withholding the Right Amount of Taxes from Your Paycheck?
Does tax time leave you with a huge refund or a huge bill? Your withholding is off. Here's how to fix it.
Why Going to the Gym Is a Waste of Money, Time, and Resources
Working out at the gym is agonizing and expensive, but it's necessary for a healthy life — or is it? A recent Time magazine piece questions whether working out essential to weight
10 Ways to Increase Your Net Worth This Year
Know your worth — your net worth, that is. Then focus on increasing it.
7 Important Money Moves to Make in the New Year, According to Financial Advisors
Now that we've entered a new year, and a new decade, it's time to make these smart money moves.
Best Lenders for Personal Loans
Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.
9 Signs Your Identity Was Stolen
Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.
17 DIY Projects to Make Your Home Look Amazing (and 3 You Shouldn't Try)
Stop staring at those ugly cabinets and do something! These easy DIY projects can totally transform your home.