Hot Today

Wise Bread articles that are hot today.

Ask the Readers: When Did You Get Your First Credit Card?

Tell us when you got your first credit card for a chance to win 1 of 3 $20 Amazon gift certificates!

Why We Spend More When We Pay With Credit Cards

It's true — people spend more with credit cards than cash. Learn the psychological reasons why we tend to pay more when we use plastic.

The Only 15 Foods That Are Worth Buying Organic

Not everything you buy from the grocery store needs to be organic — but to avoid harmful pesticides and hormones, these 15 foods should be.

Rethinking The Early Mortgage Payoff

The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our belief system that there almost seemed to be a stigma attached to not carrying

Ask the Readers: Do You Use eBay?

Tell us if you use eBay and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

How to Protect Your Credit After the Equifax Breach

In light of the major Equifax breach, a credit freeze is not your only option. There are multiple ways to keep a close eye on your credit reports.

Ask the Readers: Do You Read Product Reviews Before Buying?

Tell us if you read product reviews before buying and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.

Ask the Readers: Could You Survive Without a Cell Phone?

Tell us if you could live without a cell phone and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Build Your Own Furniture: 9 Helpful Tips For Non-Carpenters

It might seem intimidating, but it's totally possible for you to make your own furniture, even if you've barely wielded a hammer before. Learn how.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

Ask The Readers: Do You Have a Financial Advisor?

Tell us whether or not you have a financial advisor and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What will You Buy with Your Tax Refund? (Win Turbo Tax Prizes!)

People are just now starting to see their tax refunds filtering through their home offices. We want to know what you plan on doing with that refund -- if you get one OR what you be

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

17 Things Car Salesmen Don't Want You to Know

Car salesmen have a lot of tricks up their sleeves to help separate you from your money. Learn what to watch out for.

The Pros and Cons of Paying Cash for a House

Just like any financial decision, there are pros and cons to paying cash for a house.

Extreme Couponing? 5 Reasons Why I’ll Pass.

40 hours per week clipping coupons? Stockpiling products you may never use? Extreme couponing may be all the rage, but it's more like madness to me.

Make Flying Easy: The Ultimate Carry-On Packing List

Your itinerary is set and the lodging and flights booked; now the only question is what to pack. Here are some tips to help you pack light and be prepared.