5 Important Things to Know About Your 401K and IRA in 2016

Another new year already? Yep, and here's what the coming year will bring for your retirement accounts.

7 Penalty-Free Ways to Withdraw Money From Your Retirement Account

Borrow money from your IRA, penalty-free? It's possible in these seven scenarios!

9 Tax-Friendly Ways to Save Beyond Your Retirement Fund

Reach your retirement savings cap? There are still plenty of savvy ways to avoid a big tax bill after maxing out your IRA and 401K!

8 Steps to Starting a Retirement Plan in Your 30s

Sure, retirement savings is best started early — but better late than never. Here's how to start saving past 30.

6 Ways to Guarantee Income in Retirement

Retire your fears of outliving your savings. Here's how to guarantee income in your golden years.

How to Plan for Retirement When You’re Ready to Retire

The Federal Reserve says nearly 20% of Americans almost ready for retirement have no retirement savings. None. Gulp.

The SEP-IRA Is How the Self-Employed Do Retirement Like a BOSS

The self-employed aren't saving enough for retirement. Are you one of them? Time to start a SEP-IRA.

How to Save for Retirement Without a 401K

Work doesn't offer a 401K plan — now what? Get proactive and create a retirement plan for yourself.

Boost Your Retirement Savings: Avoid 401(k) Fees

New rules will make it easier to monitor fees charged by your 401(k) account administrator. Here's how to avoid paying many of them.

Investing 101: 5 Essential Steps

Investing can be one of the most intimidating parts of personal finance. But if you follow these five steps, you'll be on your way to smart, sound investing.

Ask The Readers: When Did You Start Saving For Retirement?

Tell us when you started saving for retirement and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Reasons Why a Roth IRA May be Better Than Your 401(k)

Which is better, a Roth IRA or 401(k)? A mix of both may be your best option - here's why.

Plan Now for Your 2011 Retirement Plan

The year isn't over yet, but it's not too early to think about setting up a qualified retirement plan for 2011.

Delayed Gratification and the Secret to Will Power

Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en

3 Easy Steps to Take for a Better 401k

Everyone should know the basics of asset allocation by now, or so you thought. Here's three other things you can do to help your 401k.

Clever Tax Move for the Un- and Under-Employed

There are a lot of people who used to have a good-paying job but who have been unemployed or underemployed for more than a year. If you're one of those people, here's a clever tax

Getting Fired? Ask One Question to Get Free Money

Getting fired is never easy. But being prepared can be the difference between walking out of HR's office with nothing and getting a nice chunk of money to help you in the future. H

The 10-Step Staircase to a Comfortable Retirement

The secret to saving enough for retirement is simple. Start early and increase the amount you save over time. For many people the hardest step on the journey is that first one.

Don't Despair Over Small Retirement Savings

If you quit checking your 401(k) balance last year, because the market crash made it too depressing, now might be a good time to take a fresh look. It'll still be well down from t

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou