Usually it's smart to avoid a credit card with an annual fee. Do the hefty rewards and perks with these annual fee cards change the equation?
A card with more modest benefits and no annual fee can be better than one with extra features you don't use but have to pay an annual fee for. These are our favorites.
Using a rewards credit card can net you lots of free stuff — if you're smart about it. Get the most value by following these suggestions.
Annual fees, grace periods, balance transfer options…it's a wonderful world of credit card jargon out there, and depending on your needs and planned u
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