Easy Budgeting for First Time Singles

Single living has its own budgeting quirks. Here's how to get off to the right solo start.

5 Painless Ways to Lower Your Cell Phone Bill

Dial in to these smart bill-lowering tactics, and watch your cell phone bill get a whole lot smaller.

How to Stop Student Loans From Ruining Your Life

You got a higher education to improve your life — not to burden it. Don't let a student loan ruin everything.

6 Simple Financial Upgrades You Can Make During Breakfast

Now you have another reason never to skip breakfast — it's the perfect time to do a little personal finance.

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.

10 Ways You Disrespect Your Money

Look after your money and it'll look after you. Mistreat it, and it'll do the same to you.

6 Moves to Make Before Cutting Up Your Credit Card

Put the scissors down! If you haven't taken these critical credit card steps, don't cut up your plastic just yet.

Your Bad Credit Isn't the End of the World

High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.

Build Savings Faster With a Multiple Account Strategy

Trying to manage all your expenses out of one savings account? Your finances might actually be a little simpler with two or three accounts.

5 Things Debt Collectors Don't Want You to Know

Debt collectors sometimes have a few sneaky tricks up their sleeve. Beat them to the punch by knowing your rights.

6 Signs You Aren't Making Enough Money

Stuck in the paycheck to paycheck rut? You either need to spend less — or earn more — money.

How to Do Money Like a Grown-Up

Say goodbye to the messy money matters of your youth. It's time your money sat at the grown-ups table.

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

The 6 Monthly Telecom Bills You Can Negotiate

Tired of being gouged by your Internet, cable, or wireless provider? Pick up the phone!

How Late Payments Affect Your Credit

Don't let runaway late payments wreak havoc on your credit score.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

6 Money Moves to Make When You Move Back Home With Your Parents

A huge percentage of Millennials move back home with Mom and Dad. These money moves will help them get their financial footing.

The 5 Things With the Biggest Impact on Your Credit Score

Perplexed by those three little numbers? Here's the breakdown of what exactly makes up your FICO score.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

10 Smart Ways I'm Spending My Tax Refund

Is Uncle Sam giving you a little something back this tax season? Here's how one Wise Bread writer is spending his to tie up some loose financial ends.