There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.
You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.
You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.
Remember how your mom was always wanted you to hang out with the "right" people? Yeah, that's good financial advice, too.
FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.
Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.
Private student loans may look like a good way to fund your education, but there are a few things you should know before you sign the paperwork.
If you're willing to delay gratification and avoid purchases today — but not forever — you can save money now and eliminate your debt sooner.
Sharing seldom-used items among friends and neighbors is a great (and earth-friendly!) tactic for saving money. Here are the best things to borrow, not buy.
You cut costs and weathered the recession. With the threat of a double-dip recession looming, you may have to find more to cut. Here are three places to look.
Your banker is not the only person with money to lend.
Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.
Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see
Should you quit your day job to work for yourself? The answer might lie in defining what "work" actually means to you.
I got a notice from one of my credit cards a bit ago, announcing that they were raising the interest rate. It's only of theoretical interest to me, of course--I use credit cards f
Having a prosperous country (as opposed to having merely a prosperous elite) depends fundamentally on the rule of law. The system can work adequately well with various sets of rule
Any institution that wants to fund mortgages has a problem. They want to lend the money out for thirty years, but the money they have to lend comes from deposits that can be withdr
How much money is there in the economy to borrow? Well, if you don't have foreigners lending you large amounts of money, and you don't have central banks creating large amounts of
Suppose you and your friends all want to start small businesses. You've all got money coming in, you're all in a position to save up some capital, but it would take you a year
I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to sa
Become a fan
Enter your email address to subscribe: