budgeting

Survivor Island Meal Plans: Use it or Lose It in 5 Easy Steps

Posted May 4, 2009 - 18:43 by Linsey Knerl

Frugal Living, Food and Drink, Budgeting

Whether you’re a bit strapped for cash, or you’re facing the dreaded task of defrosting your freezer, it’s always good to do a complete “use it up” routine with your food supply. Here are steps for keeping it delicious and making the best of what you have.

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Budgeting Hack: Gift Calendars

Posted May 3, 2009 - 23:33 by Nora Dunn

Personal Finance, Frugal Living, Life Hacks

calendar

There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize your life, and avoid embarrassment if you are the forgetful type.

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Behold: The Secrets of the Grocery Store

Posted April 27, 2009 - 17:58 by Tisha Tolar

Shopping

A trip to the grocery store may be a hit or a miss, depending on your perspective. Some people love going to the store each week and others detest it with a passion. But there are some things you might not know about your grocery store that can change the results of your trip.

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Buying Shiny New Things Without The Guilt

Posted April 15, 2009 - 04:24 by WC Porter

Personal Finance, Making Extra Cash, Budgeting

Buying a new computer can be a pretty scary expense to shell out for. But by saving beforehand without dipping into your savings or into your weekly paycheck takes all the guilt out of the buying process. The best part? You can use this to buy just about anything...

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When More is Less

Posted April 1, 2009 - 09:34 by Sarah Winfrey

Frugal Living

Money

We've all heard that less is more. If you're like me, you've also heard at least a million ways to apply that. But is the opposite ever true? Do we ever save in the long run by spending more in the moment?

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Too broke to be frugal?

Posted February 3, 2009 - 06:31 by Philip Brewer

Personal Finance, Budgeting

Collapsed barn

The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping track, so I didn't even really know whether I was getting ahead or falling behind. During that period I more than once made some seriously unfrugal choices, simply because I didn't have cash on hand.

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Leave Marley in the Movies: Why Buying a Trendy Pet Makes No Sense

Posted January 7, 2009 - 16:35 by Tisha Tolar

Budgeting

Who doesn’t fall in love with the many animals featured in hit movies of today and years past? You may be hard-pressed to find someone who didn’t want to adopt 101 cute spotted dogs or wish to cuddle with a little, talking Chihuahua but the reality is the animals we see in the movies or on television are simply not reality.

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Plan for your wants

Posted December 27, 2008 - 13:15 by Philip Brewer

Personal Finance, Budgeting

Tall ships

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cable TV, a magazine subscription, an occasional restaurant meal. Instead of a budget line, the larger, longer-term wants are covered implicitly when your budget spends less than all you earn. Somewhere, though, those big, long-term wants deserve a plan.

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Getting by without a job, part 1--losing a job

Posted November 26, 2008 - 08:37 by Philip Brewer

Personal Finance, Career and Income, Budgeting

Closed for the Forseeable Future

Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps you can take right after losing a job to make sure that your financial house is in order, so that you can focus on your job search.

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Emergency belt-tightening

Posted November 7, 2008 - 15:33 by Philip Brewer

Frugal Living

Firetruck

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that distinction much--how is your power bill more fixed than your grocery bill? When you reach the point of emergency economizing, though, it's a useful way to structure your thinking.

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