Paying off your debt isn't as FUN as playing beer pong, of course, but it's a much better way to think about it than your old wrinkly neighbor would have it.
Before you get out that frugal yard stick and start lecturing about spending too much money on cat toys and accessories, understand that the majority of those expenses are spent on
Cleaning? Cooking? Ugh, you say. Make friends with it, compadre; they’ve got to be part of the frugal warrior’s toolkit. I look for ways to make it easier and cheaper, because when
Being a parent, you may be able to admit (at least to yourself) that you enjoy indulging your children even if it is to the detriment of your budget. Here are some tips to help you
We all have our own ways of handling our finances -- and that's why it's called "personal" finance. What works for one person may not necessarily work for someone else, and this is
How are you doing with your money? Do you have everything under control, or are you spending a little more than you should? Well, if you'd like to blow even more of your money, thi
Many couples keep their finances partially (or even completely) separate. One big reason is that spending joint money on individual expenses can lead to disputes, and keeping sepa
How do you defend your luxuries? Easy: You defend them to yourself, not to some other guy.
Whether you’re a bit strapped for cash, or you’re facing the dreaded task of defrosting your freezer, it’s always good to do a complete “use it up” routine with your food supply.
There is no quicker way to derail a decent budget than having to buy unexpected gifts. Learn how to make your own Gift Calendar so you can steer clear of the cash crunch, organize
A trip to the grocery store may be a hit or a miss, depending on your perspective. Some people love going to the store each week and others detest it with a passion. But there are
Saving beforehand without dipping into savings or paycheck takes the guilt out of buying process.
We've all heard that less is more. If you're like me, you've also heard at least a million ways to apply that. But is the opposite ever true? Do we ever save in the long run by spe
The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping tr
Who doesn’t fall in love with the many animals featured in hit movies of today and years past? You may be hard-pressed to find someone who didn’t want to adopt 101 cute spotted dog
Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
Losing a job is always tough. During hard economic times--when it may not be possible to find another job as good as the one you've lost--it's even tougher. Here are a few steps
Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis
While this might be the biggest economic disaster of our generation, it might not be the big bad wolf that we all think it is. Quite the contrary, this little financial lesson migh
Six months ago, I had plans. Lots of them. Career plans. Vacation plans. Financial plans. Then everything fell apart. My mother became ill. She had already been ill, having been di
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