credit

Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

Depending on your debt situation, a peer-to-peer loan may be an affordable — and sensible — way to retire debt. Here's what you should consider.

9 Signs You're Suffering From Lifestyle Inflation

Keeping up with the Joneses is not the only sign of creeping lifestyle inflation. How many of these signs of profligacy do you recognize?

Wise Bread Reloaded: President Obama's Credit Card Declined at Pricey Restaurant (and How You Can Avoid the Same Fate)

Credit card fraudsters respect no one, not even the leader of the free world. Find out how to protect your identity in this week's look back.

13 Things You Don't Know About Your Credit Report — But Should

There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.

If You're Doing These 5 Things, Your Saving Efforts Are for Nothing

Saving is hard, but chances are, if you're doing any of this stuff with your money, you're not saving at all.

6 Warning Signs That You Need to Stop Using Your Credit Cards

Consumer credit is a wonderful convenience. It can also be a terrible burden. Learn to identify the signs of a burdensome credit relationship.

6 Pieces of Credit Card Tech That Will Blow Your Mind

Get ready to replace your old credit cards with new tech that promises to make paying with plastic easier — and more secure — than ever before.

Never Use Your Credit Card to Pay for These 10 Things

Paying with plastic can be really convenient — it can also be really, really expensive. Avoid the extra costs by avoiding these 10 purchases.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

5 Inspiring People Who Each Paid Off Over $100,000 in Debt

For these five people debt totaling $100k — or more — seemed insurmountable. That is, until they paid it off. Find out how you can, too.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

4 Financial Mistakes That Limit Your Freedom

The mistakes you make with money hurt more than your finances — they limit your freedom. Are you making any of these mistakes?

What Is Your Financial Kryptonite (and How to Conquer It)

Is it shoes? Saving? Fear of investing? Learn how to recognize your personal finance kryptonite — and then learn how to beat it.

What You Need to Know Before Getting Your First Credit Card

A credit card can be a great tool — or it can ruin your finances for years to come. Here's what you need to know before you get one.

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

Ask the Readers $200 Giveaway: Would You Ding Your Credit to Get Out of Debt?

Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!

Don't Get Taken by the Latest Secure Credit Card Scam

A fake bank is offering phony secured credit cards to consumers with troubled credit histories, and reading the fine print may not be enough to protect you.

How to Get Back on Track When You're Behind on Your Bills

The bills are punctual, but your payments keep leaving late. Get ahead of your payables by knowing what you owe and making a plan to pay it.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.