credit score

What Is a Good Credit Score and Why Is It Important?

Credit scores can be confusing. Make sure you understand how they work and how to get a good credit rating.

5 Unfounded Credit Card Fears

The Internet abounds with credit card horror stories. But if you're responsible, plastic can be fantastic!

5 Moves to Make If Your Loan Gets Denied

Your lender stamped a big fat "No" on your loan application. No sweat — make these moves, and "Yes" will follow.

5 Ways Having a Paid Off Car Is Surprisingly Great

We all know auto loans are bad for our bottom line. Check out just how much easier life can be when you straight-up own your car.

9 Money Moves to Make the Moment Your Credit Cards Are Paid Off

Congratulations! You're finally free of credit card debt. Now what should you do?

5 Debt Management Questions You're Too Embarrassed to Ask

Debt management may not be fun, but that doesn't mean you should be embarrassed to ask these five basic questions.

How Late Payments Affect Your Credit

Don't let runaway late payments wreak havoc on your credit score.

Everything a First-Time Home Buyer Needs to Buy a House

Buying a home for the first time can be super stressful. Get your finances move-in ready before you start your hunt, and it'll go easier than you expect.

What to Expect When You're Expecting a Huge Credit Card Bill

That hefty credit card bill finding it's way to your mailbox is packing a punch — and to more than just your wallet.

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

Beware of Adding Another User to Your Credit Card

Adding an authorized credit card user can help someone build their credit. But how exactly will it affect yours?

Should You Cosign Your Teenager's Credit Card Application?

The catch-22 for teens ready to build their credit history… is not having any credit history. But does that mean you should cosign their credit card?

5 Ways to Improve Your Credit Score Fast

If your FICO score needs some TLC, these strategies will get it whipped into shape — ASAP.

10 Credit Card Truths You Wish You Could Tell Your Younger Self

If you could hop in a time machine, chances are you'd visit your younger, less responsible self to share some advice about smart credit card use.

You've Defaulted on Your Loan. Now What?

If late loan payments have snowballed into default, don't panic. It's time to dust yourself off and get back on track.

The 7 Debt Payoffs That Boost Your Credit Score the Most

If you've got more than one kind of debt to repay, target the debt that hurts your credit score the most and watch your rating improve — fast.

5 Things Lenders Look For in a Loan Application

Ready to make a house a home? Get a leg up on a mortgage application by knowing what lenders are looking for.

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.