credit score

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

7 Ways Being Debt Free Can Cost You

Generally speaking, debt is bad. But sometimes taking on debt is unavoidable — and can actually be good for you.

5 Times It's Okay to Close a Credit Card

You know the drill — closing a credit card can damage your credit score. But sometimes, it might be the right move.

Should You Always Dispute Mistakes on Your Credit Report?

We all make mistakes, which is why you shouldn't skip regular reviews of your credit reports. Any errors there can cost you.

3 Times Bankruptcy Is the Right Move

A bankruptcy can take a terrible toll on your credit and your financial future. But sometimes it's the only way to escape debt and start anew.

Prioritize These 5 Bills When You're Short on Cash

Late payments happen. But for these major bills, you need to get them paid on time — or face the consequences.

Here's Why You Shouldn't Freak Out If You Miss a Payment Due Date

That bill's due date has come… and passed. How long do you have before it's "officially" late?

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Stop Making These 5 Costly Credit Card Mistakes

It's hard to get by without a credit card or two. They're convenient and critical to building credit — as long as you avoid some common mistakes.

10+ Smart Ways to Get a Small Business Loan

It takes money to make money, and for small business there have never been so many ways to borrow some. How would a loan help your business grow?

7 Ways to Rent An Apartment With Bad Credit

Bad or low credit makes everything hard — even renting an apartment. Here's how you can still find a place when your credit is weak.

4 Times Student Loan Refinancing Can Save You Big

To re-fi or not to re-fi… managing a student loan today is surprisingly complex. Consider these factors before you decide.

3 Ways Your Dog Is Ruining Your Credit Score

Man's best friend may be loving and loyal — when he isn't chewing up your shoes, or your credit. Avoid these common credit score bite marks.

7 Ways to Increase Your Credit Score Quickly

Don't let a low credit score hold you back. You can get it on the upswing — faster than you might think.

4 Reasons Why You're Too Old — Or Too Young — For a Mortgage Loan

Lenders can't use your age as a factor when deciding to give you a loan, but that doesn't mean age doesn't matter. Here's why.

6 Secured Credit Card Facts to Remember

A secured credit card is a great way to repair (or build) credit. Before you sign up, be sure you understand the basics.

Here's What the Successful Use of Secured Credit Cards Looks Like

A secured credit card offers many benefits — if you know how to use them! Make the most of your secured card to rebuild credit faster.

7 Ways to Lower Your Credit Card Interest Rate

It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.

4 Annoying Things Bill Collectors Can't Do -- And How to Stop Them

It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.

4 Credit Report Mistakes That Could Be Costing You Big

You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.