credit score

8 Credit Repair Mistakes That Will Cost You

So you're ready take on your awful credit score. Be careful — making these false steps could actually do more harm than good.

5 Things You Should Know About Debt Relief Lawyers

If your runaway debt has you thinking about legal help, take these thoughts into consideration first.

How Your Unused Credit Cards May Be Costing You

Before you stash your paid-off plastic, you might want to think twice about letting it hibernate.

5 Surprising Ways Revolving Debt Helps You

Some folks steer clear of revolving debt, but in truth, it can be surprisingly helpful.

Student Loan Debt in Collections? Try These 5 Steps

The student loan default rate is rising. If you ever find yourself falling behind, here's how to catch up.

5 Thoughts I Had After Paying Off My Credit Card Debt

A lot goes through your mind when you finally overcome credit card debt. After "Whoo-Hoo!," what comes next?

What Happens When Your Credit Card Debt Is Charged Off?

A “charge off” on your credit card debt doesn’t mean it’s disappearing. Take action before your credit score takes a huge hit.

4 Surprising Things Lenders Check Besides Your Credit Score

It's no secret your credit score is important. But when it comes to getting a home loan, it's not the only determining factor.

How to Build Credit Without Using Credit Cards

You need to build your credit history, but you want to do it without traditional credit cards. Okay! Here's where you can start.

7 Reasons You Are More Than Your Credit Score

You're broke. Your credit score stinks. But guess what? You're still you.

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

7 Money Moves to Make as Soon as You Conquer Debt

Congratulations, you're out of the red! Now it's time to start making your money work hard for you, too.

6 Money Moves to Make the Moment You Decide to Buy a Car

You're ready for a shiny new set of wheels. All you need to do is make these important money moves, first.

Avoid These 5 Common Mistakes While Rebuilding Your Credit

It takes hard work to give your credit score a kick in the pants. Don't sabotage it with these five screw-ups.

6 Moves to Make Before Cutting Up Your Credit Card

Put the scissors down! If you haven't taken these critical credit card steps, don't cut up your plastic just yet.

5 Reasons You Shouldn't Buy a House (Yet)

You dream of kissing the renters' life goodbye, but not so fast. You might not be ready to be a homeowner just yet.

Your Bad Credit Isn't the End of the World

High credit card debt and a low credit score are thought of as the proverbial nail in the personal finance coffin. Not so! It really isn't the end of the world.

You Missed a Student Loan Payment. Now What?

Whoops — did you miss a student loan payment? Don't panic! Here's how to fix your situation.

What Is a Good Credit Score and Why Is It Important?

Credit scores can be confusing. Make sure you understand how they work and how to get a good credit rating.

5 Unfounded Credit Card Fears

The Internet abounds with credit card horror stories. But if you're responsible, plastic can be fantastic!