It might be time for better credit terms. With a little planning, you can negotiate your way to lower credit card interest rates.
It pays to know your rights when it comes to collections agencies. Here are four things that debt collectors definitely can't do.
You know you should be reviewing your credit report annually. When you do, these are the credit dangers to look for.
You need money fast. Or do you? A loan should never be taken lightly and if you're buying something frivolous, or your credit is poor, reconsider.
A credit score in the 700s is pretty good and the rewards are nice. But for those few who crack 800? The financial world is their oyster.
With few exceptions, people with bad credit don't get there by accident. Avoid these bad credit habits and you'll avoid dinging your score.
A good credit score can help you get better rates on big purchases or loans. Start boosting your score with some simple steps.
FICO has a new formula for determining credit scores, and it should help borrowers. Find out how it might help you, too.
There's no mystery to building a good credit score, but you do need to follow a few simple rules with your credit cards.
Credit card fraudsters respect no one, not even the leader of the free world. Find out how to protect your identity in this week's look back.
Denied! Find out why your credit application was rejected by the bank, and then take steps to tighten your finances, and improve your credit score.
Understanding this key credit scoring ratio may be the secret to unlocking a higher credit score. The math is simple, and so is the strategy.
There's a lot more to a credit report than just the score. Find out what the bureaus know about you — and how you can improve your credit.
Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.
Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.
The benefits of good credit — reduced interest paid on purchases — can add up to many thousands of dollars. Learn how to start improving your credit today.
Tell us if you would ding your credit to get out of debt and we'll enter you in a drawing to win a $150 or one of two $25 Amazon Gift Cards!
While regular credit card use can be harmful, these 12 responsible credit habits can help you build a stronger credit rating and a healthier bottom line.
FICO has a formula that rates your creditworthiness. Other companies do too, but using their services could get you in trouble. Learn why.
Bad credit will cost you more for insurance and loans, and may close some opportunities altogether. Learn how to rebuild a poor credit rating to an excellent one.
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