debt

The Bailbondsman Approach: Why Some Of Us Stay Broke

Posted April 4, 2008 - 18:08 by Jabulani Leffall

Consumer Affairs

The government is letting people think that it's okay to make bad choices. The Treasury is rewarding bad behavior and the consumer is learning nothing except to keep up the good work choosing bad alternatives.

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What's the Best Way to Get out of Debt?

Posted March 23, 2008 - 19:30 by Linsey Knerl

Personal Finance, Credit Cards

Debt is the hottest topic on personal finance blogs around the world. Why? I would venture to guess it is because so many people are drowning in it. The unfortunate truth is that few people care to read about debt until it has already had a negative affect on their financial situation. This can make the final solution to their debt problems even more difficult to hear about.

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Retirement on the installment plan

Posted March 17, 2008 - 06:13 by Philip Brewer

Personal Finance, Lifestyle

Beachfront

Among the fraction of the population who manage to put money aside, many view their investments through the lens of retirement.  They've got a number in mind--call it $X--enough that they never need to work again.  Until they've got that, they're stuck working away at the daily grind.  There's another way to do it, though.  Make your goal to live live on your own terms for the whole length of it, not just for a little while at the end.

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Tips for Increasing Your Financial Literacy

Posted February 28, 2008 - 12:44 by Xin Lu

Personal Finance, Frugal Living, Credit Cards, Investment, General Tips

A recent CNN article titled "Americans are 'financially illiterate'" reports that a survey found that a large proportion of Americans they tested do not seem to understand their debt. I am not that surprised by the report because in American we really do not get very much financial education in schools. However, I think financial literacy is very important and here are some of the things I think anyone can do to gain financial knowledge.

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Join America Saves Week February 24 to March 2nd

Posted February 25, 2008 - 12:03 by Xin Lu

Personal Finance, Frugal Living, Announcements

This week is officially America Saves Week 2008. This is a campaign started in 2007 by many government agencies and private entities to encourage Americans to save because the personal savings rate of Americans is nearly zero. This year the focus is on automatic savings. Read on to see what the campaign is all about!

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UK banks are blocking customers' credit cards. Will the USA be next?

Posted February 1, 2008 - 21:56 by Paul Michael

Personal Finance, Consumer Affairs

Axe the card

It was bound to happen. I just thought it would happen over here first. Today BECKY BARROW and JAMES CONEY of The Daily Mail broke the story that banking giant Egg, a household name in Britain, will block over 160,000 customers from using their credit cards. Is this a sign of things to come?

full story 21 comments

How Do You Take Advantage of the Federal Interest Rate Cut?

Posted January 24, 2008 - 00:34 by Xin Lu

Credit Cards, Consumer Affairs, Real Estate and Housing, General Tips

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock markets. This move means different things for different people and for some consumers it is excellent news. How could these consumers take advantage of this event?

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Review of Debt-Proof the Holidays: How to Have an All-Cash Christmas

Posted November 10, 2007 - 20:34 by Linsey Knerl

Personal Finance, Shopping, Credit Cards, Consumer Affairs

Those of you looking forward to this year’s holiday shopping season with a little apprehension, anxiety, or dread can take heart in a new way of thinking. The always financially-savvy (but personable and warm) Mary Hunt of DebtProofLiving has followed through on her promise to simplify your seasonal spending and put meaning back into Christmas.

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These Choos were made for walkin': an interview with a modern urban nomad

Posted October 30, 2007 - 17:44 by Andrea Dickson

Lifestyle

Ever feel stuck? In a rut? Running in place, but not getting much exercise? There's another way to live, you know; a way that bypasses, or at least delays, the mortgage, the commute, and the keeping up with the Joneses. It's called Modern Nomadism, and it's increasingly popular with people young and old. Read on to learn about one blogger who leads such a life.

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Call your credit card a "plastic check"!

Posted October 30, 2007 - 08:53 by Sarah Baughman

Credit Cards

Don't look at your credit card as a license to purchase something you can't afford-- just pretend it's a thinner, more swipe-able version of your checkbook.

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