emergency fund

How to Balance Saving for Retirement, Emergency Fund, and Paying Off Debt

Funding the personal finance Big Three — debt repayment, retirement, and emergency cash — is possible if you follow a balanced plan, like this one.

5 Things 30-Year-Olds Don’t Have Enough Of

While 30-year-olds may be firmly settled in adulthood, that doesn't mean they have their finances in order. If you're close to 30, here's what you need to know.

Is Building an Emergency Fund Always a Good Idea?

We often hear the same advice — everyone needs to have an emergency fund. But, in some situations, it might be OK to skip it.

Becoming Financially Secure: What to Do First

Standard financial advice is full of things to do first — emergency fund, 401(k), paying off debts...but what REALLY comes first?

A Step-by-Step Guide to Creating Your Emergency Fund

A strong emergency fund is one of the most important keys to financial security. Learn how to build yours.

Financial Lessons From "It's A Wonderful Life"

The classic film “It’s a Wonderful Life” isn't just a heartwarming holiday classic — it also contains financial lessons that are still relevant today.

A 5-Step Plan to Quitting Your Job

Want to quit your job? If you play your cards right, you can use these steps to turn an awkward situation into a great new career opportunity.

Investing 101: 5 Essential Steps

Investing can be one of the most intimidating parts of personal finance. But if you follow these five steps, you'll be on your way to smart, sound investing.

Get Out of Debt? Why?

Spending money can be a lot of fun, especially when credit keeps things going. It begs a very simple question — why bother getting out of debt?

What to Do When You Want to Quit Your Job

Whether you've landed a new job or your current one is awful, follow these steps to ensure that when you leave, you're covered financially and emotionally.

Put Off Saving for Retirement

With this plan, your retirement will be just as secure, and your first few years will be a lot more comfortable.

6 Common Excuses for Not Saving Money

If you don't feel like you're saving enough money, there's probably one thing stopping you — you. Learn how to get over the excuses and start saving.

How to Thrive in Uncertainty

The economy is still shuddering, but that doesn't mean your finances need to shake in fear. Learn how to stay financially strong in times like these.

8 Tips for Improving or Starting a Budget

Whether your current budget could use some tweaking or you're trying to get your finances sorted out for the first time, these suggestions can help you build a better budget.

How to Create Barriers to Your Savings

All it takes is one weak moment to reach into your checking account or connected savings account and use those funds on something frivolous. That's why it's important to protec

A Crash Course in Offensive Budgeting

I'm a risk taker that has learned the hard way; budgeting is a necessity.

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

Emergency Plan: Better Than an Emergency Fund

This is broader than just an Emergency Fund; it's an Emergency Plan.

How to Deal with Recession Anxiety

These methods will help you to avoid participating in the recession and the fear mongering that prevail during such periods.

Managing Your Short-Term Money

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold