Budgeting

Budgeting Tricks for Parents

Posted September 4, 2009 - 13:30 by Tisha Tolar

Budgeting

Being a parent, you may be able to admit (at least to yourself) that you enjoy indulging your children even if it is to the detriment of your budget. Here are some tips to help you keep your sanity and a little extra cash in the bank when you are a parent.

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A Cheapskate’s Guide to Eating Out

Posted August 26, 2009 - 08:00 by Paul Michael

Food and Drink, Budgeting, Consumer Affairs

Happy Food

When I was a young lad, eating out was something of a luxury for my family. Most of our meals, at least 95%, were prepared and eaten at home. This was the model for most people my age or older. But these days, society has migrated to eating out of the home way more often. The result is that we’re spending a lot more on food than we used to. So, are there ways to chop the bill and eat out for less? You bet.

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Beyond Budgeting: Pocketsmith Helps You Forecast

Posted August 20, 2009 - 12:01 by Lynn Truong

Personal Finance, Budgeting

pocketsmith calendar

There are many financial tools and services that help you track your spending and stick to your budgets. PocketSmith is a new contender with a twist. While it does track your spending, it focuses on forecasting. PocketSmith is also giving 5 Wise Bread readers a yearly Premium account. Read on for details.

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Prepaid Gift Cards for Modern Envelope Budgeting

Posted August 18, 2009 - 13:00 by Paul Van Lierop

Budgeting

Cash Envelopes

Interested in budgeting your money but don't want to carry loads of cash? Enter in the modern equivalent using Gift Check Cards or Preloaded Student cards.

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Saving for Opportunity

Posted July 29, 2009 - 09:00 by Nora Dunn

Personal Finance, Budgeting

What happens if an opportunity comes your way that you just can’t pass on, but just can’t find the money for either? If you have an opportunity account, you won’t have this problem. And don’t fool yourself: going into debt is no justification for seizing opportunity.

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Managing Your Short-Term Money

Posted July 28, 2009 - 04:00 by Philip Brewer

Personal Finance, Budgeting

Actual, physical banknotes

It's easy to find books and articles on how to manage your money to support your long-term goals. You can read a lot about stocks and bonds, retirement accounts, investing in gold, real estate, options and futures. But managing your day-to-day spending money tends to get short shrift. Here's a primer.

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How I'm Conquering My Bag Lady Fears: My 10-Step Program

Posted July 20, 2009 - 08:00 by Frugal Duchess

Lifestyle, Budgeting

What keeps me up late at night? I worry about becoming a bag lady. And I have plenty of company; a lot of women (and some men also)have secret fears about living on the streets without money or sanity. Here's how I cope.

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Budgeting for Your Next Vacation: Yaycations

Posted July 3, 2009 - 22:49 by Nora Dunn

Lifestyle, Budgeting, Art and Leisure

Yaycations

Here is a fun tool to help you figure out how you can save money, and then where that money can take you. It gives us a chance to dream big, and (even better) find ways to make those dreams come true. Come play!

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47 Simple Ways To Waste Money

Posted June 24, 2009 - 09:12 by Paul Michael

Personal Finance, General Tips, Shopping, Lifestyle, Budgeting

Burn money

How are you doing with your money? Do you have everything under control, or are you spending a little more than you should? Well, if you'd like to blow even more of your money, this list will help you empty your bank account in half the time you usually do. Enjoy.

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Simplify budgeting with personal money

Posted June 1, 2009 - 05:40 by Philip Brewer

Personal Finance, Budgeting

Notebook with budget and pen

Many couples keep their finances partially (or even completely) separate. One big reason is that spending joint money on individual expenses can lead to disputes, and keeping separate accounts can reduce that. There is, however, another reason to keep some amount of personal money: Simplifying budgeting.

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