Budgeting

6 Ways that Dieting and Budgeting are Exactly the Same

Posted January 26, 2009 - 14:13 by Linsey Knerl

Frugal Living, Health and Beauty, Budgeting

The New Year usually brings about two very common goals for most people: Getting in shape and getting their finances under control. Dieting is the number one method of achieving the first, and you may also hear much about budgeting to address the second. Here’s what I’ve learned about both, and why they’re not really all that different.

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Nine Frugal Suggestions for a Humble Bar of Soap

Posted January 10, 2009 - 13:51 by Myscha Theriault

Budgeting

Need to squeak by for a few days until pay day? Are groceries having to take priority over basic cleaning mediums? Boy, do I have good news. Read on.

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Leave Marley in the Movies: Why Buying a Trendy Pet Makes No Sense

Posted January 7, 2009 - 16:35 by Tisha Tolar

Budgeting

Who doesn’t fall in love with the many animals featured in hit movies of today and years past? You may be hard-pressed to find someone who didn’t want to adopt 101 cute spotted dogs or wish to cuddle with a little, talking Chihuahua but the reality is the animals we see in the movies or on television are simply not reality.

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The Real Value of Forever Stamps

Posted January 6, 2009 - 07:27 by Linsey Knerl

Personal Finance, Frugal Living, Life Hacks, General Tips, Budgeting, Investment

Considering that I pay most bills online, I don’t use a whole lot of postage stamps these days. When I do, however, it almost always involves me digging through piles of paperwork to find that small sheet that I remembered buying some time ago. Do you also kick yourself for not buying forever stamps?

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Recession Journal Part I: 'Fast' Money in the '09

Posted January 5, 2009 - 16:11 by Jabulani Leffall

Personal Finance, Budgeting

Forget about the fact that it's a recession. What you do now determines where you will be when the graph trends up again. What if you stopped dropping duckets like you dropped weight from dispensing with carbs? What if you misered up, stored and did without for say just one week or one two-week interval every month? What do you think of that 'Fast Money?'

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The Piggy Bank: A Secret to Simple Saving

Posted December 29, 2008 - 10:40 by Thursday Bram

Budgeting

Piggy bank

When I was a sophomore in college, my dad gave me a piggy bank for Hanukkah. I couldn't figure it out at first — had my dad forgotten that I was all grown up and didn't need a piggy bank for my pennies anymore? It was an adorable little pig, though and I put it on my desk as a decoration. Pretty soon, the pig was full. I wasn't sure how it happened, really, but who was I to turn down the $20 I had in pennies, nickels, dimes and quarters? I took it with me to the bank and deposited my change — I wasn't about to roll all that change myself.

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Five More Tips For Eating In Restaurants And Sticking To A Budget

Posted December 27, 2008 - 22:39 by Debbie Dragon

Frugal Living, Food and Drink, Budgeting

sharing meal

Even if you are working hard to keep your discretionary spending to a minimum, you can still enjoy a restaurant meal once in awhile.

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Plan for your wants

Posted December 27, 2008 - 13:15 by Philip Brewer

Personal Finance, Budgeting

Tall ships

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cable TV, a magazine subscription, an occasional restaurant meal. Instead of a budget line, the larger, longer-term wants are covered implicitly when your budget spends less than all you earn. Somewhere, though, those big, long-term wants deserve a plan.

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The Bank Christmas Tree

Posted December 8, 2008 - 15:26 by Margaret Garcia-Couoh

Shopping, Budgeting

What are we teaching our children about wants and needs this Christmas? At my local bank branch the 'give to the needy' Christmas tree has reached new levels of tackiness.

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6 Reasons I Still Don't Have a Cell Phone Plan (yet)

Posted December 5, 2008 - 19:48 by Linsey Knerl

Personal Finance, Frugal Living, Budgeting, Consumer Affairs

If you ask most people what they can't live without, many would say their computer. Just about as many would say their cell phone/PDA/Crackberry. I agree with the first one – I couldn't earn a living without my PC. I don't currently have a cell phone plan, however, and here's why.

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