health insurance

3 Times to Consider Declining Your Employer's Health Coverage

Posted October 12, 2009 - 06:00 by Heather Johnson

Health and Beauty

time clock

Open enrollment is right around the corner, and with it comes your opportunity to make decisions that could dictate your medical expenses for an entire year. Is considering dropping your employer-provided coverage -- medical, vision, or dental -- one of the choices you should be thinking about?

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Tips and Tricks for Dealing with a Recalcitrant HMO

Posted September 25, 2009 - 08:00 by Sarah Winfrey

Health and Beauty, Consumer Affairs

Doctor's Office

Most of us will, at one time or another, have to struggle with our insurance company over payment approval, referral approval, or any one of a myriad of other common issues. Here are some tips to help get insurance issues resolved as quickly as possible with a minimal hassle.

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5 Personal Finance Tips You Don't Always Hear About

Posted January 26, 2009 - 11:30 by Tisha Tolar

General Tips

We have all read about the usual personal finance tips being offered by the writers of the personal finance blogs around the internet and from the experts on television. They usually end up meshing somewhere along the line with information that includes the importance of setting a budget, tracking your spending, and establishing an emergency fund. While that advice is all valuable and true, there are some other things you should be doing that will keep you financially strong.

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Why I (Heart) My High Deductible Health Insurance Plan

Posted October 22, 2008 - 09:51 by Linsey Knerl

Personal Finance, Health and Beauty, Budgeting

I was a born and raised HMO baby. Health insurance had always meant plopping down a $15 co-pay at each appointment and letting my insurer pay the rest. Since insurance was a benefit of employment, it was usually affordable and came directly out of my paycheck each month. That was then, and this is now. See how this self-employed consumer gradually came to love a high-deductible health insurance plan.

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Health insurance: Two other numbers to look at

Posted August 31, 2008 - 11:05 by Philip Brewer

Personal Finance, Health and Beauty

Caduceus: Detail Of Giuseppe Moretti's 1922 Bronze "Hygeia" Memorial To World War Medical Personnel

Most people, of course, have almost no control over their health insurance: They get what their employer provides (if they have a good job) or else they get nothing. Whether they pick their own policy or not, the first two numbers everyone looks at are the premium and the deductible. Well, here are two other numbers that are at least as important.

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Not free to be poor

Posted July 7, 2008 - 13:25 by Philip Brewer

Personal Finance, Lifestyle

Bench in herb garden

Nobody wants to be poor. It's a dangerous and constrained position to be in. But there are people out there (me, for instance) who are relatively happy to live at a fairly low standard of living. Choosing to live at a low standard of living means you don't need to earn as much money--which opens up a huge range of possibilities that ordinary people don't have. The way society is organized now, though, that's not a safe option.

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Seven Tax-Efficient Perks to ask your Employer For

Posted December 9, 2007 - 16:41 by Nora Dunn

Taxes, Career Building

chess

If you are doing a good job, your employer will want to keep you. And to do so, they know they might need to woo you or otherwise entice you to stay if your skills are marketable and you are in demand. Here is a list of things you can try asking your employer for, either at the negotiation table before you take a new job, or at an annual review when you have demonstrated that you are an excellent employee.

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Death and Money: Helping your family now in case something happens later

Posted October 25, 2007 - 13:15 by Sarah Winfrey

Life Hacks

Running Ahead of Ourselves

A lady I know of died last night. It was expected; she was diagnosed with incurable cancer last spring. I didn't really know her, as I'd just recently moved into a place where I would have had contact with her. I wish I'd known her, as her friends are going to some great lengths to honor her. It's been really cool to see people coming alongside each other, comforting each other, speaking meaningful things to each other. One of the things that has comforted people, that I've heard them mention when they think about her and her family, is that they are in a secure place financially.

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Health Insurance Costs Too High? Alternative Not Pretty

Posted September 28, 2007 - 12:14 by Amy B. Scher

Lifestyle

I hear this argument over and over and it's one of the things I'll debate until I'm blue in the face. "Health insurance is too expensive." Ok, I have to agree. But, at the age of 25 (I know, I know…people aren't supposed to get sick that young) I was diagnosed with a chronic illness and will stand behind my statement that "being sick is way more expensive than health insurance." No way around it.

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