live below your means

Frugal Factors: What Traits Do Most Savers Share?

We're all individuals, each with our own reasons for living frugally — but we're alike in some very important ways.

5 Dreams You Won't Achieve Unless You Live Below Your Means

By spending less than you earn, you can much more easily achieve big goals in life, from retiring early to finding a job you really love.

Shrinking Your Cash-Flow Period to Create a Better Budget

Had trouble sticking to your monthly budget? Try this method for looking at your finances daily — and maybe you'll avoid buying that unnecessary popcorn.

What's Your Financial Philosophy? What It Means To Live Below Your Means

I hope you'll permit me to speculate a little on what it means to live below our means. When you think about it, there are various ways to address our financial goals, which I'll c