6 Times It's Actually Okay to Be Underwater on Your Home

Many homeowners are still digging out from the housing crash. While we'd all rather have some equity, being underwater isn't always bad.

6 Money Moves to Make for Tomorrow's Mortgage

A home is one of life's biggest purchases. Long before you're ready to buy, prepare for the big step by making these smart money moves.

15 Surprising Ways Bad Credit Can Hurt You

We all know that bad credit makes borrowing hard, but it can also crimp your lifestyle in other ways. Live a fuller life with better credit!

10 Terrible Loans You Should Avoid

When an emergency occurs — and you don't have an emergency fund — you may be need to borrow. Skip these terrible loan offers if you can!

6 Times When It's Okay to Take a Loan

There's nothing frugal about borrowing to support a lavish lifestyle. But for essential big purchases, it's okay to visit your bank.

Stop! Is That Loan Too Big For Your Wallet?

You need to borrow money for a big purchase — how much can you really afford to borrow? Use these financial rules of thumb to find out.

7 Ways to Pick the Bank That's Right for You

With so many banks — and credit unions! — vying for your business, it can be hard to choose. Here's how to find the bank that works for you.

How Much Should You Spend on a New Car?

If you're looking for a new car, use this simple rule to put yourself in the driver's seat while remaining in control of your car expenses.

Life Insurance: What to Consider Before Replacing a Policy

"Set it and forget it" shouldn't necessarily be your life insurance motto. Here's what to consider if you're shopping for a better policy.

Best Money Tips: Pay Off Student Loans Now

Today we found some fantastic articles on paying off student loans, personalizing your office space, and questions to ask before you quit your job.

Should You Lend to Friends and Family?

Lending money to friends or family is a generous thing to do, but it can also strain on your relationship. Read this to help decide whether or not you should.

Co-Signing for a Loan: 4 Things to Consider First

Co-signing a loan for anyone, including your child or best friend, could affect your credit. What to know before you sign.

5 Things You Need to Know About Credit Scores

Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.

5 Loan Options for Those With Good Credit

Having excellent credit will allow you to have your pick of cheaper loans with potentially higher limits. To those who need financing, we offer a few suggestions where you can see

The Credit Crunch Myth: You Can't Fix What Ain't Broke

In an effort to fix the credit crunch, the American Recovery Reinvestment Act authorized $730 million in funding for the SBA. Only one problem: There may not be a small business

This May Be the Best Time to Negotiate Loan Terms

With credit at its tightest in over ten years, banks are hurting. For successful borrowers, that means loan terms and conditions may be more negotiable then ever.

What Every Business Owner Should Know About Collateral

Establishing the collateral value of an asset is often a point of contention in loan negotiations. Here are some rules-of-thumb to help you understand how a lender's likely to v

FINANCIAL IQ TEST: How Healthy is your Debt Management?

Are you on top of your debt – both logistically and emotionally? Do you maximize value while minimizing interest rates? Do you know what the different types of loans are, and how t

How to Prepare for a Home Purchase in 2010

The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.

Worried About Debt? Tips On Managing Your Loans

If you've got a lot of loans under your belt, you'll want to make sure that you're able to manage them well, or risk wrecking your credit by making a late payment somewhere. Deali