I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term.
by: Philip Brewer | channel: Personal Finance
Frugality sites are full of advice for cutting your expenses right away. Living cheaply for the long term is different. Call it "strategic frugality."
by: Philip Brewer | channel: Personal Finance, Frugal Living
Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou
Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl
by: Philip Brewer | channel: Personal Finance, Budgeting
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