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long-term

Guest Post: Now is the Time to Think Long-Term

I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term.

by: Philip Brewer | channel: Personal Finance

Living Cheaply for the Long Term

Frugality sites are full of advice for cutting your expenses right away. Living cheaply for the long term is different. Call it "strategic frugality."

by: Philip Brewer | channel: Personal Finance, Frugal Living

Optimize Your IRA and 401(k)

Your IRA and 401(k) (or 403(b) if you work for a non-profit) are great tools for deferring taxes, and have other advantages as well. But because they're labeled "retirement" accou

by: Philip Brewer | channel: Personal Finance

Plan for your wants

Budgets tend to focus on needs--food, shelter, heat, light, transportation, and (of course) taxes. They also provide for wants, but generally the smaller, shorter-term wants--cabl

by: Philip Brewer | channel: Personal Finance, Budgeting