mortgages

7 Reasons You Need to Downsize

If your house is eating up too much of your time, energy, and cash, it may be time to find smaller digs.

When Dropping Your Life Insurance Is the Right Decision

You know how important it is to have life insurance. But when is it OK to drop it?

5 Benefits of Carrying a Mortgage Into Retirement

You wanted to ditch that mortgage before you retired; you didn't. That's OK! There are some benefits to bringing your home loan into your golden years.

Weak Credit? You Can Still Get a Mortgage Despite Tough Lending Standards

Your credit score has seen better days, but that doesn't mean you can't get a mortgage. You have options!

How Your New Job Might Affect Your Mortgage Application

You just started a new job. Now, you want a new home. With the right strategy, you can still get a mortgage.

Is a 15-Year Mortgage a Good Idea?

A 15-year, fixed rate mortgage can save you thousands in interest payments. But is it really worth it?

What to Do If You're Retiring With Debt

Debt's a burden at any age. For retirees on fixed or reduced income, it can feel especially heavy.

Here's What's Included in a Home's Closing Costs

You know closing costs make up a hefty bill when buying a new home. Have you ever wondered what's included in those costs, exactly?

4 Red Flags That Your Retirement Plan May Be Off Track

Is your retirement off course? If these red flags apply to you, it just might be.

Why Retiring With Debt Isn't the End of the World

You've probably heard that retiring with debt is a costly mistake. But is it really the end of the world?

5 Money Moves That Will Ruin Your Mortgage Application

You're ready to be a homeowner — but if you make these missteps with your money, you can kiss your mortgage application goodbye.

What to Do if You've Signed Up for a Terrible Loan or Credit Card

Sometimes a loan or credit card doesn't work out to your favor. Is there any way out?

5 Mortgage Details You Should Know Before You Sign

Buying a new home is exciting, but before you sign your name on the dotted line, you need to ask — and answer — a few key questions about your loan.

5 Monthly Bills That Vary Based on Your Credit Behavior

Your credit score carries a lot of weight in your financial life. It can even impact your monthly bills.

It's Now Easier to Get a Home Loan Even If You Have Student Loan Debt — Should You?

Fannie Mae is making it easier for buyers with high levels of student loan debt to getL a mortgage. Sounds great — but is it?

Why You Need to Know the Difference Between Secured and Unsecured Debts

You have secured debt, and you have unsecured debt. Do you know the difference? It's time to learn.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

5 Things to Consider Before Buying a Home When You're Single

Single homeownership is on the rise. Before you embark on the homebuying process solo, consider some important factors.

Stop Believing These 5 Home Refinance Myths

A home refi can help your overall financial health. Don't let these myths keep you from applying.

Stop Thinking of Your House as an Investment

Your home may be where your heart is, but it's not an investment.