A HUD-approved foreclosure prevention counselor shares what she's learned helping homeowners through the housing crisis — and how you can avoid the same fate.
Is a mortgage ReFi through a bank once owned by a financial software company a wise choice? Learn from our reviewer's experience.
As interest rates head north, homeowners are wondering if the timing is right to refinance. Here's how to find out.
Despite a bad reputation, adjustable-rate mortgages are making a comeback. Learn why an ARM might be the right choice for you.
We often think that having more choices is better. But in reality, having more options might cause us to make bad decisions — like getting risky mortgages.
If you let your home insurance lapse, your bank can force you to pay insurance that can cost 5 to 10 times as much. Learn how to avoid this predicament.
Worrying about something like inflation doesn't help make it better — plus, there might not be as much to fret about as you thought. Learn why.
Despite the recent economic crunch, consumers can still purchase homes with no money down through the USDA Rural Development program.
Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.
On April 5, 2010 a new program called the Home Affordable Foreclosure Alternatives, or HAFA, will further expand the foreclosure prevention efforts of the Obama administration. Thi
The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.
I've taken a look at home affordability calculators that are available from many reputable sites offering personal finance advice. "Affordability" is based on bank lending guidelin
Today President Obama announced a new $75 billion Homeowner Affordability and Stability Plan to the world. It is touted as a plan that helps responsible homeowners who have not
Here are six options for people who are underwater on their mortgages.
It seems like everyday the folks in Washington are rolling out a new plan to fix our economy. The Federal Reserve is running out of room to cut their federal funds rate, so now th
Dealing with financial products can be very confusing and stressful, but there are some products that you should absolutely stay away from for the sake of your financial health.
Can debt possibly be a good thing? Sometimes yes, sometimes no. But carrying debt that enables you to earn money is a concept called Leveraging, and can be v
A tip from Eric Fedewa sparked a discussion between Wise Bread bloggers (Andrea Dickson and me). He brought a new financial term (front-loading) to our attention that indicates how
Is it better to pay $100 per month extra on your mortgage or make an extra payment at the end of each year? It depends on your loan balance and interest rate.
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Featuring Wise Bread's interviews with subject experts.