Articles on Debt Management

How to live on $12,000 a year

In my first job out of college, I was on 12,000 English pounds per year. That was back in London in 1996, i was single, lived with two friends and only had rent and travel to pay for. And I still remember how tough that was. [more]

The Dirty Secrets of Credit Cards

Here are some of the biggest dirty secrets of the credit card industry.

How to Get a Lower APR, or Possibly Not

Getting my interest rate lowered by my credit card company was impossible, so I had to go a different route to avoid the interest charges.