Articles on Personal Finance

Share Your Best Purchase Stories & Win $33,000 in Prizes

Win a trip for 6 to Napa Valley for a 5-day getaway, including travel, accommodations, gourmet meals, spa treatments, a hot-air balloon ride, limo tour, and a bunch of computers!

Why Retirees Are Using Annuities Instead of Early Social Security

Many senior citizens have become more interested in how annuities can fulfill their retirement investment goals.

6 Indirect Ways Taxes to the Rich May Hurt You

Should we extend the tax cuts for the rich? This may affect you more than you think, even if you aren't making $250,000 yet.

Guest Post: Now is the Time to Think Long-Term

I've got a guest post up at Get Rich Slowly on why now — when interest rates are very low — is the time to think long-term.

5 Things You Need to Know About Credit Scores

Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.

Sinking Dollar: This Time on Purpose

The Fed wants to keep the inflation rate up around 2%, because their efforts to boost the economy only get traction when they can push interest rates well below the inflation rate.

I'm Financially Free. Now What?

We spend our whole life trying to reach our retirement goal. What do we do when we actually reach it? Here are some suggestions that anyone can and should follow.

Basic Tips for Investing in a Business

Investment is that exercise of applying your money in a particular endeavor, for the pursuit of growing one's money. We cover some basic tips for investing in a business.

New Tax Breaks for the Swift

The Small Business Jobs Act of 2010 created new opportunities for businesses to save on their taxes in 2010 and beyond. Here are some actions that can prove beneficial to you.

A Mortgage Crisis Solution

Some banks didn't manage the paperwork well enough to be able to prove that they actually own their mortgages. This just might be the germ of a solution.

4 Places to Start Your Debt Management Crusade

Taking control of debt is essential to preventing it from getting out of hand. Here are some tips to get you started with a debt management plan.

Wise Bread Blogger on the NBC News with Brian Williams

Wise Bread writer Sarah Winfrey had a blast when she went on NBC Nightly News to talk about her family's experience reducing credit card usage during the economic crunch.

How to Secure Business Financing Without a Personal Guarantee

You can build your business credit fairly quickly and potentially eliminate the need for a personal guarantee if you plan for it from the outset.

Think Twice Before Ditching Your Current Bank

Choosing quality over customer loyalty can be a big decision when it comes to your bank and personal finance goals. Here are some tips for making the decision to switch.

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct

5 Simple Ways to Cut Your Car Expenses

With ever-rising gas prices, it's important to do what we can to cut back vehicle expenses. Here are five simple things you can do to keep that cash in your wallet!

25,000 Reasons to Pamper Your Credit

Would you take good care of your credit score if you knew someday it could save you $25,000?

Lessons We Can Learn From Blockbuster's Demise

As the video giant Blockbuster files for Chapter 11 Bankruptcy, marketing experts everywhere are asking the same question: what went wrong?

The End of the 4% Rule?

There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. That rule is starting to look kind of iffy.

Women and Wall Street: Is the Romance Gone?

The main players in Wall Street: Money Never Sleeps are men, as is the target audience. Being a woman who works in finance I’m left a bit dismayed — and as it turns out, I’m not al