Articles on Personal Finance

Life After Bankruptcy: What's Next?

There are repercussions to filing for bankruptcy, but like with other setbacks in life, you can recover. There is always hope!

Best of Personal Finance Roundup: How to Sew a Button On Correctly

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to sew on a button, kill some cockroaches, or make a better breakfast!

Independent Contractors vs. Employees: Keeping Them Straight

Who the IRS considers an employee and who it considers a contractor doesn't always match what a business owner might expect.

How to Choose an Accountant for Your Small Business

The role of an accountant doesn't have to be limited to tax preparation. He can be a valuable adviser for your business year round. Here are some things your accountant should b

Tax Breaks for Going Green

With the many tax deductions and credits available to business owners, making your company more sustainable can pay off when you do your taxes.

Cash-Strapped Businesses Turn to Purchase-Order Financing

Many business owners are turning to alternative lenders who offer to finance their purchase order.

12 Steps to a Loan Renewal in 2010

It’s your job to make sure your 2009 financial statements don’t send bankers running for the hills. So how do you protect your company from being crushed in the crunch come time

Best of Personal Finance Roundup: How to Turn Cheap "Choice" Steak into Gucci "Prime" Steak

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we give you the skills to turn cheap steak into a dreamy dinner, 10 tips for making a family room top-notch, and wh

More Evidence. More Deals. Would You Ever Trust Toyota Again?

Recently, Xin Lu wrote an article about the falling price of used Toyota cars. And it's not only used cars but brand new cars that are being discounted. There has been talk of yet

How to Deal with Audits

Just the idea of having a problem with the IRS is enough to worry many business owners. The tax system can be difficult to deal with even at the best of times. When something go

Financial Timing: How Scheduling Important Events Benefits You Financially

Are you thinking of making a big change in your life such as quitting your job or getting married? Time important decisions in your life for the best financial result.

Best Money Tips: What If I Can't Afford to Make My Mortgage Payment?

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you some options for when the mortgage money just isn't there, 24 ways to pull together some cash when you're job

Can a Little Inflation Be Good?

Let me jump to the end and say right at the start that I don't think so. However, there's a serious argument being made right now among economists and economic policy makers that h

Best of Personal Finance Roundup: 3 Ways to Prepare for the Card Act

Welcome to Wise Bread's Best of Personal Finance roundup. Today, we get you ready for the new Credit Card Act, share an awesome recipe for peanut butter power bars, and help you sh

Negotiating a Lease with Your Potential New Landlord

Here are the fine points of negotiating for rental space, including a few opportunities a newer business owner might miss.

8 Tips to Help Your Teenager Become Credit Smart

Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p

Contingency Plans

Are you assuming that things will go along pretty much okay? Most people do, and they're usually right. Even when they're wrong, it tends to be okay, because the typical household'

FINANCIAL IQ TEST: How Healthy Is Your Budget?

Budgeting is one of the hardest things for any of us to do well –- and stick to. It requires discipline, attention to detail, and persistence. But it doesn’t have to be impossible;

Best Money Tips: What You Need to Know About Social Security

Welcome to Wise Bread's Best Money Tips roundup. Today, we tell you just about everything you need to know about Social Security, how to eat well on a poor man's budget, and wha

When Is Lunch Deductible?

There are many situations in which your lunch isn't deductible, even if you're eating it at your desk. Knowing the difference can make a big difference in your tax burden.