Articles on Personal Finance

Bush's economic stimulus package; What will you get back?

As you’re no doubt aware, President Bush has created an economic stimulus package in the hopes of stalling the impending recession (or if you believe some, depression) that’s on th

Put Together an Advance Directive in an Afternoon

With all the talk about having a will when you die, very few people consider having one for while you’re alive. Living wills, often referred

Save 50% On Your Passport Application?

By 2009, passports will be mandatory for all US citizens traveling abroad. If you were planning a trip to Canada, Mexico, or the Caribbean, this could mean a rather substantial add

The Quiet Millionaire: Part 7 - Give Me Investment Gains, Hold The Losses

“Win by not losing” or rather win by minimizing losses during market downturns is the ticket to being an investment champion according to The Quiet Millionaire author and Certified

Pay yourself last is okay too

Every book on personal finance says that you should pay yourself first--get the money out of your checking account and you won't even know it's missing. There's a lot o

25 Things I Don't Want to Regret Once I Retire: Take Two

Since posting the first part of my list of 25 ideas and goals that I want to live by and be able to look back on with pride when it comes

How Do You Take Advantage of the Federal Interest Rate Cut?

The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma

The Downsizing of an American Dream

I remember the first time my sister’s Barbie went for a ride in her new pink convertible. The trunk was full of new shoes, the coolest outfits,

3 Step Strategy To Airfare Deals

I am going to come out and say it: there are no secrets to finding a bargain ticket every time you fly. However, by understanding how the system works, you can develop a deal findi

Wills: The Basics

It's not all about money and cash grabs in making a will: issues like guardians for your children, protection of assets and belongings, and saving income tax are things that ca

25 Things I Don't Want to Regret Once I Retire...

I met with an elderly couple today in their home to execute some planning documents. While neither of them ever had jobs as professionals and neither inherited any money from fa

More than just inflation

With prices up, price statistics that look preposterous to anyone who shops, and the Fed trying to thread the needle of preventing a recession without letting inflation run out of

Farecast your Flights for Big Savings

Does searching for the cheapest flight online sap away at your will to live? Are you as confused as I am by the numerous discrepancies found among all the "guaranteed cheapest

Debunking Common Estate Planning Myths

Given the tens of millions of Americans nearing the Golden Years, the fields of retirement and estate planning are expanding by leaps and bounds. Along with the growth of work f

How to live with inflation

Of the various ills the economy can face, inflation is simultaneously the worst for society as a whole, and yet the easiest for individuals to deal with successfully. The strategi

Why “PayDay” Loans from Uncle Sam Just Aren’t Worth It

Many of you may remember my recent admission to being a former p

Maximize Your Car's Efficiency With 'Hypermiling'

'Hypermiling,' a set of driving techniques for maximizing a car's fuel efficiency, received a lot of attention this summer. However, the idea of driving 50 mph, rolling

Estate Planning: Why Me?

What is an estate, what makes up an estate plan, why do I need one, and how do I go about planning? These and more questions are answered in this matter-of-fact article.

How often do you get your paycheck?

One of the BlogHer featured posts talked about a mis-match between pay dates and credit card due dates. It reminded me of just how much I used to agonize over this issue, back bef

Marketing Messes With Your Head

A new study out today in PNAS confirms what we always suspected was true. The higher the price you pay for a product, the greater your subjective experience of pleasure in the prod