Focusing on your current income is a good start to retirement planning, but you also need to think about spending to truly have a well-funded retirement.
Do you need a kick in the pants to get you saving for retirement? Do you need someone to wave their arms and run around screaming that your whole future is at risk, in order to mo
You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as
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