saving

Should you spend your money while you can?

Posted September 11, 2008 - 17:51 by Xin Lu

Frugal Living

A new article on Slate today details a study by some economists that say people should enjoy their money while they are still healthy and young. The conclusion of their study is that money buys less happiness when you are in ill health so spending money while you are healthy gives you more happiness value for your money. So should your abandon frugality for the sake of your happiness?

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How good writing skills save and earn money

Posted August 21, 2008 - 13:53 by Xin Lu

Personal Finance, Frugal Living, Career and Income, Making Extra Cash

Pen and paper

A while ago an article on Wise Bread talked about how complaining via a letter works much more effectively than complaining with phone calls. This made me think about all the other ways good writing skills could be financially beneficial to a person. Here is a list of ways good writing skills could save and earn money for you.

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We Are Our Own Worst Enemy

Posted August 18, 2008 - 16:52 by Xin Lu

Personal Finance, Consumer Affairs

Today my friend sent me an article titled "We Have Met the Enemy" by Knight Kiplinger, the Editor in Chief of Kiplinger publications. It is a blunt article pointing out that America's current economic woes are caused by none other than the American people and its elected government.

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Why save during an inflation?

Posted August 13, 2008 - 11:58 by Philip Brewer

Personal Finance

A hot-air balloon about one-quarter inflated

You can always tell when inflation has become ingrained in an economy--you start hearing people say, "Buy now before the price goes up!" I remember hearing that a lot in the late 1970s, but I haven't heard that much so far in the current inflation. (This fact probably gives the Federal Reserve a certain amount of comfort.) I have, though, started to hear its close cousin, "Why save when the interest rate is below the inflation rate?"

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You Can’t Save if You Don’t Try

Posted July 27, 2008 - 19:10 by Linsey Knerl

Personal Finance, Frugal Living, Shopping, Consumer Affairs

There has been much discussion about whether certain money-saving strategies are worth your time. In a recent article in Parade Magazine, Tim Harford alerts us to “Bargains That Aren’t.” Here’s why I disagree, and how I’ve successfully cashed in where others have walked away.

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Does your culture support saving?

Posted June 30, 2008 - 06:26 by Philip Brewer

Personal Finance, Frugal Living

Piggy bank looks across a lake

My brother told me once that, when he was in college, he handled money this way: "When I got paid, I set aside enough money for cigarettes, then spent the rest buying pizza and beer for everyone until the money ran out.  The other people I hung around with did the same."

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Money to start your business--without banks or saving

Posted June 27, 2008 - 07:25 by Philip Brewer

Small Business Resource Center, Entrepreneurship

Tree roots and rock

Suppose you and your friends all want to start small businesses. You've all got money coming in, you're all in a position to save up some capital, but it would take you a year to all save up enough--and you'd rather not wait. There's a solution to this problem that's so obvious its been reinvented all over the world.

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A Prairie Farmer’s Meal Plan: Eat for a Buck or Two a Day

Posted June 7, 2008 - 12:57 by Linsey Knerl

Frugal Living, Food and Drink, Budgeting

The economy and rising gas costs have consumed at least 60% of my regular news and public television broadcast programming. While I’ve heard all there is to hear about how bad food prices are getting, why can’t someone give me some real tips on how to cope? Maybe if things get bad enough, I could take a lesson or two from the late 1800’s Prairie Farmer magazine.

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Pay attention

Posted May 22, 2008 - 04:01 by Philip Brewer

Personal Finance, Frugal Living, Life Hacks

Cat paying attention to you

Is there an amount of money that's too small to concern yourself with? People make that case, usually saying something like "Life is too short to waste time counting pennies." They're missing the point, though, because they're focusing on the wrong thing.

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6 Ways to Pay Less Money For A College Degree

Posted March 5, 2008 - 11:42 by Linsey Knerl

Personal Finance, Career and Income

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education long after graduation. Here are six ways you can expect to pay less money for a traditional four-year college degree.

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