social security

How Much Can You Afford to Spend in Retirement?

You made it! Now how exactly can you enjoy your retirement without worrying about your savings? Follow these rules of thumb.

6 Ways to Guarantee Income in Retirement

Retire your fears of outliving your savings. Here's how to guarantee income in your golden years.

How to Plan for Retirement When You’re Ready to Retire

The Federal Reserve says nearly 20% of Americans almost ready for retirement have no retirement savings. None. Gulp.

4 Reasons Early Retirement Might Be Financially Risky

So many of us dream of early retirement, but it comes at a price — often your nest egg. Can you afford to stop working early?

7 States With the Lowest Taxes for Retirees

Why deal with burdensome taxes in your golden years? Make one of these tax-lenient states your new home base in retirement.

6 Retirement Rules You Should Be Breaking

There's more to the golden years than meets the eye (and wallet). You may want to consider breaking these often misunderstood rules of retirement.

8 Reasons Why Your Retirement Cost Calculations May Be Wrong

How are you calculating your retirement savings? Consider some often overlooked expenses — and savings — the next time you add it up.

Follow These 5 Steps to Full Health Care Coverage in Retirement

Are you factoring medical costs into your retirement planning? You should be — here's how to avoid a health care shortage in your golden years.

How to Enjoy Retirement If You Haven't Saved Enough

You're ready for retirement in every way except your savings — now what? Catch up, supplement, and cut costs.

4 More Exciting, Affordable American Cities to Retire In

Don't retire just anywhere! These affordable, multifaceted cities are perfect for baby boomers to call home.

Why Taking Social Security Could Cost You Thousands

Now that Social Security offers early retirement, it's tempting to take the money and run. Before you do, understand how much you're giving up.

12 Things You Didn't Know About Retirement

Everyone knows the basics about retirement, but there are still some surprises hidden in the complexity. Test your retirement knowledge!

10 Investing Concepts to Ignore and 10 to Follow

New investors have a lot of advice to sift through — and it's not all good. Learn what to ignore and what to pay attention to.

To Stay on Financial Track, Perform a Yearly Earnings Review

If you want to make sure you're on the right financial track, add a review of your earnings to your annual tax-time financial routine.

Capital Substitutes for Labor — and Vice Versa

Retirement planning has changed a lot since the economic downturn. But the things you need to understand and do are still very simple.

Deciding What You Want Out of Retirement

Many Americans aren't prepared, financially or otherwise, for retirement. Make these key decisions now, and retire easily later.

Social Security Is Not a Ponzi Scheme

Once again, people are comparing Social Security to a Ponzi scheme. That's a bogus comparison. Here's why.

Why Retirees Are Using Annuities Instead of Early Social Security

Many senior citizens have become more interested in how annuities can fulfill their retirement investment goals.

Making direct deposit safe for the garnished

The US Treasury pays more money to more people than just about anybody in the world. Last year it disbursed more than $1.6 trillion in 982 million individual payments. As you can

Is Social Security Just A Grand Ponzi Scheme?

I received my Social Security statement this week and it was a useless piece of paper to me since I do not qualify for retirement benefits yet. I always hear critics of Social Sec