utilities

Refactor your budget categories

Posted 16 weeks 22 hours ago by Philip Brewer

Budgeting

Budget pie chart

There are a lot of budget templates out there. Any will serve the purpose, and if you've got one that's working for you, that's a good enough reason to stick with it. If you don't have a budget, though, or if you're going to be changing your budget categories around for some other reason, I've got some thoughts on what makes a good category.

full story 6 comments

Manage your fixed expenses

Posted 28 weeks 6 days ago by Philip Brewer

Personal Finance, Frugal Living

Gas meters

When you think of people ruining their lives with foolish spending, it's easy to focus on the little things that add up--the meals out, the hefty bar tab, the daily Starbucks habit, and the retail therapy (whether for new clothes, new shoes, or the latest must-have electronic gizmo). The fact is, though, that these expenses (although they can make it tough to save for the future) are not the ones that ruin people's lives. It's the fixed expenses that do that.

full story 2 comments

Have more to say? Join the discussions at Wise Bread's Finance and Frugality Forums.

Finance Blogs - Blog Top Sites