The biggest and easiest way I have improved my credit score was by calling each of my credit card companies and asking for a higher limit. Usually if you make something up, like "I'm getting married in a few months" or "My best friend is getting married over seas and my wife and I are in his wedding", they tend to increase your limit. This is turn will increase the amount of debt you can have, which will increase your credit score.
But like you said, you have to aim for a better financial position and not just a better score. Getting out of debt should be the end goal, not figuring out how to prolong being in debt.
Absolutely. If I didn't have online banking for my bank, I'd have to use phone banking or keep a running total in my checkbook. USAA has no physical locations anywhere near me.
I use on-line banking for personal and professional purposes. I especially like being able to set up automatic bill payments and being able to transfer funds easily from one account to another. I still like to visit my local savings bank because the people there are always very friendly and helpful.
Yes, I've been using online banking since the very beginning. I have trouble staying organized, so I usually lose the paper statements or forget to pay them in time...
I agree with lots of points in this post. It does NOT cost a lot of money to go to Walmart or Target and get a giant bag of mixed candy, folks. Let's be honest - it's what the kids want. This is their one night a year to indulge, so for heaven's sake, let them indulge! Don't worry about all that sugar and junk they are getting - that's their parents job. I remember hating getting apples, stickers and other non-candy treats in my trick-or-treat bag as a kid - my siblings and friends hated it, too.
I do use online banking. It makes it convenient to pay bills (no stamps!) and better management of my finances. My credit union also offers interest checking if you complete three steps - one of which is to sign on to their online banking site each month (the others are using our check card each month and having direct deposit of our paychecks - all things we do anyway).
Are there really people under the age of 65 who don't online bank? It is easier, more convenient, as I can do it from anywhere, allows me more access to my account, and saves paper. Of course I online bank!
The biggest and easiest way I have improved my credit score was by calling each of my credit card companies and asking for a higher limit. Usually if you make something up, like "I'm getting married in a few months" or "My best friend is getting married over seas and my wife and I are in his wedding", they tend to increase your limit. This is turn will increase the amount of debt you can have, which will increase your credit score.
But like you said, you have to aim for a better financial position and not just a better score. Getting out of debt should be the end goal, not figuring out how to prolong being in debt.
if you're woman, you can donate eggs. some get paid upwards of $6,500.
Is there something else other than online banking:) Direct deposit, ATM and online bill paying and you never have to see the inside of a bank again!
Yes, I love the convenience of online banking!
Of course, online banking is a must! It is free, and it gives you up to minute info about your money!
Yes, its easy to monitor... and a great tool for keeping my finances under control.
I like you guys on Facebook, and I use online banking.
I opened my first account with online banking or E- banking and it's been a good alternative.
Absolutely. If I didn't have online banking for my bank, I'd have to use phone banking or keep a running total in my checkbook. USAA has no physical locations anywhere near me.
I use on-line banking for personal and professional purposes. I especially like being able to set up automatic bill payments and being able to transfer funds easily from one account to another. I still like to visit my local savings bank because the people there are always very friendly and helpful.
Yes, I've been using online banking since the very beginning. I have trouble staying organized, so I usually lose the paper statements or forget to pay them in time...
I like you on Facebook :)
I bank almost exclusively online at this point. I go through Fidelity and they have only one branch around, but do my deposits via my iPhone and mail.
Yes. I'm actually online banking and commenting at the same time. :)
I did collections in college; didn't even last three weeks. It's actually like that! One of those things where it's funny because it's true.
yes. I do online banking.
Big fan of online banking. Love it. easy to use and check balances
I agree with lots of points in this post. It does NOT cost a lot of money to go to Walmart or Target and get a giant bag of mixed candy, folks. Let's be honest - it's what the kids want. This is their one night a year to indulge, so for heaven's sake, let them indulge! Don't worry about all that sugar and junk they are getting - that's their parents job. I remember hating getting apples, stickers and other non-candy treats in my trick-or-treat bag as a kid - my siblings and friends hated it, too.
I do use online banking. It makes it convenient to pay bills (no stamps!) and better management of my finances. My credit union also offers interest checking if you complete three steps - one of which is to sign on to their online banking site each month (the others are using our check card each month and having direct deposit of our paychecks - all things we do anyway).
I didn't know there was a such thing as a bank branch anymore... lol
I am with an online only bank and I love it.
Oh, yes. I use it.. Online banking makes it much easier to save, and to track spending.
Are there really people under the age of 65 who don't online bank? It is easier, more convenient, as I can do it from anywhere, allows me more access to my account, and saves paper. Of course I online bank!
I'm about to give online banking a try. I'm in the process of switching from brick and mortar to Charles Schwab checking and brokerage.
Yes. It is the easiest way to track budgets.
I like (love) your FB page.