I am applying to graduate school this fall for Mental Health Clinical Counseling. They are offering scholarships and graduate assistantships with monthly stipends. The place I am going to do my internship is also where I work at already. I am just a pion here working in a group home for the mentally ill but, I love my clients like family. I would be VERY happy to make more than $20,000.
I run or jog for exercise instead of going to a gym..it has saved me money, helped me lose weight, and improved my blood pressure. I also cook a lot at home with recipes I get off the Internet or from one of my thrift store cookbook finds. I also read a lot and get secondhand books or borrow from book swaps or the library. In the past, I did some crocheting, but would like to learn how to knit better. My twelve year old son is great at origami which he learned from you tube videos. He loves arts and crafts and is very creative about using recycled materials for his projects!
I'm doing this .. I sealed my credit cards in and envelope and stopped spending unnecessary money . so far it has worked out .. Takes a lot of will power and adjustment . One suggestion is also , make sure your family knows that's what your doing . That way they understand why you arnt doing as much .
I can commiserate with all of you. I have great success using De Oliveira Skin Care https://www.deoliveirasystems.com/skincareproducts.html. These topical products are non-toxic and harmless. They are effective even when the outbreak has already started. Applying the products several times a day to the affected area(s), significant improvement is obvious within a couple of days. Both the severity and the length of healing time are greatly diminished. I keep applying the products until healing is complete. While you might find the initial outlay a bit pricey, the large size of the products means that you will have them ready for the instant you discover a new outbreak. But it is likely you won't need to purchase any other products for And the De Oliveira Skin Products effectively treat all manner of skin problems. You can either visit one of their two shops/salons, or you can have them deliver it to you. They fill orders all over the world. At the risk of my coming across as an ad, I shall stop here, but do urge you to try it. (Unfortunately, although my medical doctor recommends this product to her patients, she will not go on record as endorsing a non-pharmaceutical. Sigh.....)
When I got married I did the same thing. I already owned a home. I helped her pay off her debt and so on.
Our problem can when it came to Saturday night and she wanted to go out with friends. As a good husband I went along happily. Here is where it got tricky: When it came to paying the bill she would say, "Sorry honey, I already spent my personal money for the week. You have to cover dinner"
This went on for a while. She would spend her personal money on cloths or whatever, yet expect me to spend my personal money on things we did together. I eventually quit paying for these nights out.
She would go out anyway and let someone else pick up the tab. This became a problem for me. Other people paying my wife's way. Then, all I heard from her was "You never take me anywhere".
I felt I was in a no win situation. Then I found all the new credit cards and money missing from the house account. When they act like children, sometimes you have to treat them like children. I tried everything I knew to try.
I eventually ended up paying one huge check to get out of this lesson I had to learn the hard way.
The lesson here is never listen to what they say. Pay attention to what they do. When you see the red flags, run. And run fast and far. Love does not conquer stupidity.
These all seem to be pretty good ideas, what do you do about the house payment. Io have owned the house for years and the payment is less than $550.00 a month. I don't think it is fair for her to expect to only pay $275.00 a month for a house that would rent for $3,000 a month.
Is it fair to expect her to pay half of what the rent would be? What if my payment was $3,500 a month. Is it fair to ask her to pay half of that. She pays $1,800 a month where she is now. Hell, $1,500 seems like a good deal because now it is a house, not an apartment.
I am open to suggestions. I don't want to be a jerk, but I don't want to be taken advantage of either.
This is a great tip if you are home but what about when you are not home. There are so many options today that can help deter burglars. My security company, Callaway Security, offer a variety of options. Check them out at http://callawaysecurity.com. I like to say better safe than sorry.
I would like the Minion movie, a 3 year subscription to Sojourners Magazine, and of course any Amazon.com gift cards or Dr. Bronner's peppermint bar soap.
Antiviral creams are your best bet, cold sores are pretty common for me and have run through the family for a while. Cold Sores actually usually through the 1 strain (HSV-1) - Which is the main occurrence. Stress, sunlight and cold weather will contribute the them getting much worst - So try to stay clear of that. When I get cold sores they always seem to start on corner of my lips aswell, making them last for a very long time which is always very painful!
We’ve learned so much from being on the road and living our RV life style. We have also learned a lot from the wonderful people we have met along the way.
Thank you for your comment. I lost 200lb and my diabetes is worse now than it's ever been even with exercise and diet. I'm not injecting insulin but I'm so discouraged I don't know what to do. My doctor is no help, she just says I may have to start insulin again. That's not the answer.
Hi I've gotten cold sores ever since I was a little kid. I'm now 16 but I've read so much on cold sores and the herpes virus, I'm almost a pro. I know how embarrassing getting a cold sore is! Especially when you have to go to school, it's the worst. So I wanted to share what I find most helpful!
The first tingle I feel, I quickly rush to the freezer and apply a bag filled with ice directly on the area of the tingle for as long as I possibly can (or until the ice melts). Then I get my carmex (I use a fresh one every time I get a new cold sore to help reduce the risk of spreading yet another one). With a cotton swab I apply A TON of Carmex on the area of the cold sore (if you don't have to go out in public--> apply a giant glob of it on). Then I keep repeating the ice with the Carmex over and over. I also take 1000mg of lysine the day I feel the tingle. Usually those steps help reduce my cold sore and makes it so tiny it isn't even noticeable the next day. (And trust me before I figured out this routine my cold sores were big and bad.) HOWEVER, if it is still there and it swells up, I apply a medium-warm black tea bag onto the area of the cold sore and hold for 30seconds then off for a couple seconds then another 30 seconds (for about 2-3 minutes) this is a miracle worker I swear! It reduces the swelling so much! Then don't forget to also keep icing it and to apply generous amounts of Carmex onto the cold sore. I prefer to keep my cold sores moist with the Carmex because it makes them look "not bad and gross." If it does scab over because you caught it too late then I just kind of let it finish its course.
Today I actually went to the dermatologist and I have a cold sore right now that I caught too late and she prescribed me a medication that I will start to take a pill once a day. I'll let you guys know if the pill helps reduce my out breaks because I usually get 6+ a year. WHICH IS A LOT. I hope this helped at least one of you! Especially if you are a teenager like me! Stay strong I feel your pain!! -S
I am applying to graduate school this fall for Mental Health Clinical Counseling. They are offering scholarships and graduate assistantships with monthly stipends. The place I am going to do my internship is also where I work at already. I am just a pion here working in a group home for the mentally ill but, I love my clients like family. I would be VERY happy to make more than $20,000.
I want a new cell phone!
Makeup and nail polish
I run or jog for exercise instead of going to a gym..it has saved me money, helped me lose weight, and improved my blood pressure. I also cook a lot at home with recipes I get off the Internet or from one of my thrift store cookbook finds. I also read a lot and get secondhand books or borrow from book swaps or the library. In the past, I did some crocheting, but would like to learn how to knit better. My twelve year old son is great at origami which he learned from you tube videos. He loves arts and crafts and is very creative about using recycled materials for his projects!
I would love a new pair of pajamas.
I would like a fitness tracker.
I wish for a safe homeland for America!
I asked for holiday concert tickets.
I'm doing this .. I sealed my credit cards in and envelope and stopped spending unnecessary money . so far it has worked out .. Takes a lot of will power and adjustment . One suggestion is also , make sure your family knows that's what your doing . That way they understand why you arnt doing as much .
I can commiserate with all of you. I have great success using De Oliveira Skin Care https://www.deoliveirasystems.com/skincareproducts.html. These topical products are non-toxic and harmless. They are effective even when the outbreak has already started. Applying the products several times a day to the affected area(s), significant improvement is obvious within a couple of days. Both the severity and the length of healing time are greatly diminished. I keep applying the products until healing is complete. While you might find the initial outlay a bit pricey, the large size of the products means that you will have them ready for the instant you discover a new outbreak. But it is likely you won't need to purchase any other products for And the De Oliveira Skin Products effectively treat all manner of skin problems. You can either visit one of their two shops/salons, or you can have them deliver it to you. They fill orders all over the world. At the risk of my coming across as an ad, I shall stop here, but do urge you to try it. (Unfortunately, although my medical doctor recommends this product to her patients, she will not go on record as endorsing a non-pharmaceutical. Sigh.....)
I would love jewelry, clothing or some new skincare.
Great article Max. You always inspire me with your ideas and wisdom.
When I got married I did the same thing. I already owned a home. I helped her pay off her debt and so on.
Our problem can when it came to Saturday night and she wanted to go out with friends. As a good husband I went along happily. Here is where it got tricky: When it came to paying the bill she would say, "Sorry honey, I already spent my personal money for the week. You have to cover dinner"
This went on for a while. She would spend her personal money on cloths or whatever, yet expect me to spend my personal money on things we did together. I eventually quit paying for these nights out.
She would go out anyway and let someone else pick up the tab. This became a problem for me. Other people paying my wife's way. Then, all I heard from her was "You never take me anywhere".
I felt I was in a no win situation. Then I found all the new credit cards and money missing from the house account. When they act like children, sometimes you have to treat them like children. I tried everything I knew to try.
I eventually ended up paying one huge check to get out of this lesson I had to learn the hard way.
The lesson here is never listen to what they say. Pay attention to what they do. When you see the red flags, run. And run fast and far. Love does not conquer stupidity.
I am not sure who the stupid one was though.
These all seem to be pretty good ideas, what do you do about the house payment. Io have owned the house for years and the payment is less than $550.00 a month. I don't think it is fair for her to expect to only pay $275.00 a month for a house that would rent for $3,000 a month.
Is it fair to expect her to pay half of what the rent would be? What if my payment was $3,500 a month. Is it fair to ask her to pay half of that. She pays $1,800 a month where she is now. Hell, $1,500 seems like a good deal because now it is a house, not an apartment.
I am open to suggestions. I don't want to be a jerk, but I don't want to be taken advantage of either.
What do you think?
This is a great tip if you are home but what about when you are not home. There are so many options today that can help deter burglars. My security company, Callaway Security, offer a variety of options. Check them out at http://callawaysecurity.com. I like to say better safe than sorry.
I would like the Minion movie, a 3 year subscription to Sojourners Magazine, and of course any Amazon.com gift cards or Dr. Bronner's peppermint bar soap.
I agree . . the utility bills; water, electricity bills, the tax bill, the mortgage bill, the cost to fix things up.
Also the cost for security does go up too based on windows and doors.
Antiviral creams are your best bet, cold sores are pretty common for me and have run through the family for a while. Cold Sores actually usually through the 1 strain (HSV-1) - Which is the main occurrence. Stress, sunlight and cold weather will contribute the them getting much worst - So try to stay clear of that. When I get cold sores they always seem to start on corner of my lips aswell, making them last for a very long time which is always very painful!
We’ve learned so much from being on the road and living our RV life style. We have also learned a lot from the wonderful people we have met along the way.
My wish is to buy some toys for my kids
Thinking to buy a watch for my husband this christmas
Tickets to Disney Land!
An electric blanket or a cashmere sweater
Thank you for your comment. I lost 200lb and my diabetes is worse now than it's ever been even with exercise and diet. I'm not injecting insulin but I'm so discouraged I don't know what to do. My doctor is no help, she just says I may have to start insulin again. That's not the answer.
Hi I've gotten cold sores ever since I was a little kid. I'm now 16 but I've read so much on cold sores and the herpes virus, I'm almost a pro. I know how embarrassing getting a cold sore is! Especially when you have to go to school, it's the worst. So I wanted to share what I find most helpful!
The first tingle I feel, I quickly rush to the freezer and apply a bag filled with ice directly on the area of the tingle for as long as I possibly can (or until the ice melts). Then I get my carmex (I use a fresh one every time I get a new cold sore to help reduce the risk of spreading yet another one). With a cotton swab I apply A TON of Carmex on the area of the cold sore (if you don't have to go out in public--> apply a giant glob of it on). Then I keep repeating the ice with the Carmex over and over. I also take 1000mg of lysine the day I feel the tingle. Usually those steps help reduce my cold sore and makes it so tiny it isn't even noticeable the next day. (And trust me before I figured out this routine my cold sores were big and bad.) HOWEVER, if it is still there and it swells up, I apply a medium-warm black tea bag onto the area of the cold sore and hold for 30seconds then off for a couple seconds then another 30 seconds (for about 2-3 minutes) this is a miracle worker I swear! It reduces the swelling so much! Then don't forget to also keep icing it and to apply generous amounts of Carmex onto the cold sore. I prefer to keep my cold sores moist with the Carmex because it makes them look "not bad and gross." If it does scab over because you caught it too late then I just kind of let it finish its course.
Today I actually went to the dermatologist and I have a cold sore right now that I caught too late and she prescribed me a medication that I will start to take a pill once a day. I'll let you guys know if the pill helps reduce my out breaks because I usually get 6+ a year. WHICH IS A LOT. I hope this helped at least one of you! Especially if you are a teenager like me! Stay strong I feel your pain!! -S