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How To Save When Food Costs Go Up

Over the summer, food and household supply prices are expected to rise as much as 15%. According to the average American household budget from the Bureau of Labor Statistics, the combined expense of food, household operations, and housekeeping supplies was $10,505 in 2019. A 15% jump in that number means the average American household is […]

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How To Avoid Early Debt When You’re Young

When you’re young and new to your career, there’s a lot of temptation to spend more than you earn. You see people ahead of you in your career path making a lot of money and living an affluent lifestyle, and it’s easy to envision yourself being there in a few years. Why not spend a […]

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How To Calculate Net Worth

Your net worth is a simple indicator of your overall financial health. It’s the total value of everything you own minus the total of all of your debts; that’s it. The higher your net worth, the healthier your financial situation. That number represents how much cash you’d have if you sold off every possession you […]

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30 Essential Pieces of Free (and Open) Software for Windows

We live in a golden age of computer software, where there are freely available software packages for almost any purpose. But isn’t there no such thing as a free lunch? Who makes free software, and why? Some free software is the result of people simply writing programs that they find useful and sharing them with […]

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Timeline: History of the Housing Market Over the Last 50 years

It’s been a long road the last 60 years in the U.S. housing market. From the quiet years in the 1960s to the surprise jump in buyer interest during the COVID-19 pandemic, this nation’s housing market has seen everything from the go-go years of 2002-2007 and the devastating crash that followed. According to the St. […]

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Mortgage “Half” Payments: How Much Do They Save?

Many mortgage lenders offer borrowers the ability to make half-payments twice a month on their mortgage or make bi-weekly payments instead of making a full payment once a month.  How do bi-weekly payments work?  What about twice-monthly payments?  Which is the right option for you? An example of how bi-weekly payments work Let’s say, for […]

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The Simple Dollar Guide to Auto Loans

Getting an auto loan isn’t as tricky as securing a mortgage since the lending criteria are a bit more flexible. But you still want to begin with a good idea of what you can afford — especially before falling for a budget-busting vehicle and committing to a car loan that stretches you too thin. According […]

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H&R Block Refund Advance Loans Review

Please Note: The Refund Advance loan is no longer available through H&R Block. H&R Block refund advance loans are no-interest loans that provide an advance on your tax return if you choose to file your taxes with H&R Block. These loans are usually offered at the beginning of tax season, and reward filers for getting […]

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